Regulation

FCA signals appetite for mortgage rule reform

The Financial Conduct Authority (FCA) is exploring further reforms to mortgage regulation as it...

Non dom changes create £401 million stamp duty black hole

It’s exactly nine years since 52% of the country voted to leave the EU....

FCA’s mortgage rule changes: it’s time to raise the advice bar, not drop it

The FCA’s move to relax some of the rules around mortgage switching and term...

Tribunal upholds FCA ruling against former Metro Bank chiefs

The Upper Tribunal has upheld the Financial Conduct Authority’s decision to censure Craig Donaldson...

Mortgage advice in jeopardy as FCA reopens the door to execution-only

Execution only and FCA’s consultation has been playing on my mind. Having navigated decades...

Acre adds RMAR automation to ease regulatory burden on advisers

Acre has introduced automated Retail Mediation Activities Return (RMAR) reporting to its CRM system...

FCA opens AI sandbox with NVIDIA to accelerate innovation in financial services

The Financial Conduct Authority has announced the launch of a new ‘Supercharged Sandbox’ designed...

Govt declines to publish Renters’ Rights Bill court impact assessment

The government has refused to release a key internal assessment of the Renters’ Rights...

FCA wants to streamline mortgage rules, but advice still matters more than ever

The Financial Conduct Authority wants to simplify the rules around mortgages. In principle, that...

Supreme Court rules against OSB over possible undue influence in mortgage case

The UK Supreme Court has ruled that One Savings Bank should have recognised the...

Caring responsibilities identified as key driver of customer vulnerability

Caring responsibilities are among the most common life events affecting vulnerable customers, according to...

The Right Mortgage on the road with June ‘Opportunity Knocks’ tour

The Right Mortgage & Protection Network, together with The Right DA Club, has launched...

Nearly half of landlords plan rent hikes ahead of new legislation

Almost half of UK buy-to-let landlords plan to increase rents in anticipation of the...

Struggling homeowners warned to steer clear of mortgage scams

Homeowners facing mortgage arrears are being warned not to fall prey to fraudulent schemes...
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COMMENT

Comment

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of...

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

Latest news

Regulation

FCA to join Bristol summit as later life lending sector weighs market study

The Financial Conduct Authority will join advisers, lenders and industry figures in Bristol next...
First-time buyers

Targeted deposit scheme could help one million first-time buyers onto housing ladder

A new government-backed deposit scheme could provide a route onto the housing ladder for...
Buy-to-let

Hodge raises holiday let lending limits with 80% LTV move

Hodge Bank has widened its holiday let criteria, increasing maximum loan-to-value to 80% and...
News

Family BS expands fixed rate range across core lending lines

Family Building Society has launched a refreshed range of fixed rate products spanning owner-occupier...

PROFILES