Regulation

Housebuilders agree £100m affordable housing payment following CMA probe

Seven of the UK’s largest housebuilders have agreed to pay a combined £100 million...

Affordability reforms, housing ambition and the uncomfortable PRS truth

Let’s be clear: the FCA’s recent Discussion Paper (DP25/2) isn’t necessarily about buy-to-let lending....

Regulators raise LTI exemption threshold to ease burden on smaller mortgage lenders

The Prudential Regulation Authority and the Financial Conduct Authority have confirmed that they will...

FCA fines Monzo £21m over serious anti-financial crime failings

Monzo Bank has been fined £21,091,300 by the Financial Conduct Authority for systemic failings...

TSB’s mortgages arm could survive Santander takeover as boss hints at brand’s future

TSB’s mortgage business may survive under its own name following Santander’s £2.9 billion acquisition...

Stonebridge strengthens compliance team with new senior appointment

Mortgage and protection network Stonebridge has named Joanna Purdy as its new national compliance...

Guernsey sets out new equity release rules ahead of 2026 market launch

The Guernsey Financial Services Commission has unveiled a new regulatory framework for equity release...

Court of Appeal rules mortgage capital demands fall outside ‘arrears’ protections

A landmark Court of Appeal judgment has clarified the scope of protections available under...

FCA announces “once-in-a-generation” advice reforms to tackle UK’s financial guidance gap

Millions more consumers could benefit from help with their pensions and investments under sweeping...

IMLA: 3.5 million still locked out of market

The number of would-be homeowners in the UK still waiting to enter the property...

Landlords remain bullish on growth despite caution over rates and regulation

UK landlords remain intent on growing their portfolios in the face of ongoing market...

Complaints: A pain that you can handle

One of the biggest problems an adviser can face is a complaint. And those...

The next decade for mortgage advice: back to the future?

The mortgage market has always moved in cycles, and right now it feels like...

Industry leaders warn first-time buyers and tenants will suffer if Government continues hardline approach to landlords

Both aspiring first-time buyers and tenants risk being collateral damage if the Government continues...

COMMENT

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of...

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

Latest news

FCA to join Bristol summit as later life lending sector weighs market study

The Financial Conduct Authority will join advisers, lenders and industry figures in Bristol next...

Targeted deposit scheme could help one million first-time buyers onto housing ladder

A new government-backed deposit scheme could provide a route onto the housing ladder for...

Hodge raises holiday let lending limits with 80% LTV move

Hodge Bank has widened its holiday let criteria, increasing maximum loan-to-value to 80% and...

Family BS expands fixed rate range across core lending lines

Family Building Society has launched a refreshed range of fixed rate products spanning owner-occupier...

PROFILES