Regulation

FCA eases mortgage rules to boost affordability and simplify remortgaging

The Financial Conduct Authority (FCA) has unveiled a package of reforms designed to streamline...

The BBC’s exposé isn’t news to mortgage advisers – but it might be to the public

Let’s be honest, for mortgage advisers, the recent Panorama investigation into conditional selling by...

FCA proposes stronger safeguards for BNPL borrowers

Buy now pay later (BNPL) customers are set to gain significant consumer protections under...

FCA fines Barclays £42m over financial crime failings

Barclays has been fined £42 million by the Financial Conduct Authority after the regulator...

FCA and PRA to ease SM&CR burden

The Financial Conduct Authority and Prudential Regulation Authority have launched a joint consultation on...

FCA and FOS unveil reforms to streamline redress system and bolster confidence

The financial redress system in the UK is to undergo sweeping reforms in a...

Helene Brichet appointed chair of Fairer Finance consumer board

Fairer Finance has named Helene Brichet as chair of its Consumer Advisory Board, taking...

Criticism and uncertainty surround launch of Labour’s ‘Freedom to Buy’ mortgage scheme

Rachel Reeves is expected to launch Labour’s Freedom to Buy scheme tomorrow, a permanent...

The Right DA Club posts robust H1 growth

The Right DA Club has reported a sharp rise in income and membership during...

Cabinet Minister refuses to rule out wealth tax ahead of Autumn Budget

A senior cabinet minister has declined to rule out the introduction of a wealth...

Housing crisis deepens as supply falls and affordability worsens

The UK housing crisis is worsening, with affordability pressures mounting and housing supply stalling,...

FCA shuts 1,600 websites as crackdown on financial crime intensifies

The Financial Conduct Authority removed or blocked more than 1,600 websites in 2024 as...

SmartSearch and Plannr join forces to streamline AML compliance

SmartSearch has announced a strategic partnership with Plannr in a move set to simplify...

Simplybiz launches national support programme for FCA data request

Simplybiz has launched a national support programme to assist financial advisers with the latest...

COMMENT

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of...

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

Latest news

FCA to join Bristol summit as later life lending sector weighs market study

The Financial Conduct Authority will join advisers, lenders and industry figures in Bristol next...

Targeted deposit scheme could help one million first-time buyers onto housing ladder

A new government-backed deposit scheme could provide a route onto the housing ladder for...

Hodge raises holiday let lending limits with 80% LTV move

Hodge Bank has widened its holiday let criteria, increasing maximum loan-to-value to 80% and...

Family BS expands fixed rate range across core lending lines

Family Building Society has launched a refreshed range of fixed rate products spanning owner-occupier...

PROFILES