RAW Capital Partners records strongest month for lending completions

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Specialist lender RAW Capital Partners achieved a record month for loan completions in May, driven by demand across its expanding mortgage range and growth in higher-value lending.

Guernsey-based RAW Capital Partners has reported its highest ever monthly total for completed loans, with May 2026 setting a new record for the value of lending completed.

The specialist lender, which has spent more than a decade providing buy-to-let mortgages to foreign nationals, UK expats and Channel Islanders investing in UK property, said the performance reflected growing demand across several areas of its proposition.

RAW expanded its offering to UK residents in December 2025 and said the newer range has continued to gain momentum during its first six months in the market.

According to the lender, the total value of loans completed in May was around 50% higher than its previous best month, recorded in March 2025 when changes to stamp duty relief prompted a surge in market activity.

The lender attributed the record performance to a combination of factors, including maintaining stable pricing despite wider market volatility, an increase in larger loan completions, stronger adoption of its UK resident mortgage range, changes to its new-build lending policy and the introduction of additional product features.

Recent product enhancements include allowing borrowers to make 10% overpayments, while RAW also updated its approach to new-build lending by basing loans on current market value.

Ben Nichols (pictured), chief executive of RAW Capital Partners, said: “May was a standout month for RAW, and this is made even more pleasing given the challenging conditions that we – and all lenders – continue to operate in.

“In fact, a key driver of our success this year has been our ability to offer continuity and stability during a volatile period, leaving rates unchanged while improving rather than pulling products.

“Having been lending for over a decade, however, we’re too experienced to get carried away by a record-breaking month.

“Consistency is absolutely essential as a lender. Brokers want to know what you do well and trust you can do it over and over again – that remains our focus as we push for more growth and success in the months to come.”

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