product transfer

Barclays latest lender to cut rates

Barclays is the latest lender to lower its mortgage rates, reducing selected residential products...

Bailey signals Bank Rate hold as Iran conflict clouds outlook

Bank of England Governor Andrew Bailey has signalled that interest rate cuts are likely...

Barclays steps up broker investment as mortgage volumes shift to intermediaries

Barclays is deepening its commitment to mortgage brokers as it accelerates its push for...

36 more pay cheques before you’re made redundant

Imagine getting that email in your inbox first thing this morning! I tell you what:...

Lloyds to cut Product Transfer fees in New Year

Lloyds Banking Group has angered some mortgage advisers after confirming it will slash procuration...

The PT is dead. Long live the broker!

Did you know that every time a borrower approaches their bank directly, a mortgage...

Remortgage completions fall sharply as borrowers face higher payments

The number of remortgage completions fell by more than a quarter in August as...

AMI warns FCA mortgage review could erode consumer protection

The Association of Mortgage Intermediaries (AMI) has issued a sharp warning that the Financial...

Virgin Money cuts BTL and residential rates

Virgin Money will introduce a fresh wave of rate reductions across its residential, buy-to-let...

HSBC narrows product switch window in phased move

HSBC has confirmed it is continuing with its phased reduction to the product switch...

Virgin Money cuts fixed rates and unveils new exclusives

Virgin Money will implement a series of rate reductions and product launches across its...

Virgin Money drops fixed rates across residential and BTL ranges

Virgin Money is to implement a range of rate reductions across its fixed mortgage...

Landbay expands Limited Edition and PT ranges

Landbay has bolstered its limited-edition range with four new products for small houses in...

KRFI includes product transfers in BTL rate reductions

Kent Reliance for Intermediaries (KRFI) has cut rates on two and five-year fixed, variable...
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COMMENT

Comment

We must not accept our snail’s pace home buying system

Buying a house in this country can be ridiculously slow, as a handful of recent studies have highlighted. Research from the House Buyer Bureau...

Deferment and capitalisation rates: small percentages, large consequences

The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and...

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Latest news

Economy

Gilt turmoil puts fresh pressure on mortgage rates

Rising government borrowing costs are putting renewed upward pressure on UK mortgage rates as...
Economy

UK needs first primary surplus in 25 years, warns NIESR

The UK needs to run its first primary budget surplus in 25 years if...
Shariah property finance

Gatehouse launches fee-free refinance products

Gatehouse Bank has launched a range of limited-edition refinance products for UK residents with...
Economy

Bank of England turns to AI and real-time mortgage data

The Bank of England is using artificial intelligence and real-time financial data, including information...

PROFILES