Pivot has appointed Chris King as head of credit.

King (pictured) has worked in banking and property since 2005, and has wide experience in portfolio management, originations, debt recovery, policy creation, and governance.

His career has included roles at RBS, Williams & Glyn, and Secure Trust Bank, where he spent almost seven years in total, first as head of the real estate finance business in London and then head of credit risk, managing a portfolio of circa £1.3bn.

He said: “Pivot is a refreshing outfit that aligns well with my attitude to the role as well as the importance of empowering our credit managers.

“My vision is to instil confidence in the Pivot team so that they can convey our offering in a way that is clear and compelling to our borrowers.

“Robust governance feeds into this, but so does an agile policy that is easy to interpret and says what we do and, crucially, what we don’t do.”

Chris will add value to the Pivot’s day-to-day dealings with brokers and borrowers, providing the necessary information that saves time and enables quick, confident communication.