Personal Touch Financial Services has access to an exclusive mortgage deal with Skipton Building Society for its members’ clients.

The exclusive is a two-year fixed rate loan at 2.79% up to 80% LTV.

It come with a £995 completion fee and there is no application fee.

There is a free valuation and legal fees for re-mortgage customers.

Jonathan White, commercial director at Personal Touch, said: “We are delighted to have been able to work with Skipton to develop such a competitive mortgage product on behalf of our members.

“With some promising signs of recovery showing not only in the mortgage market but also in house prices, we are confident this deal will be really welcomed by our member firms and particularly their clients.

“It offers clients who currently sit on a standard variable rate, but are looking for more certainty as to their monthly mortgage payments, an opportunity to consider fixing their payments on what is a very competitive rate. And it’s a great time for our members to be talking to their clients to offer a review.”

Paul Darwin, head of intermediary lending at Skipton Building Society, added: “Our intermediary partners are very important to us and this is why we are committed to working closely with them to provide exclusive products like this, in response to feedback from their members about what they and their clients need.

“We hope this product, which combines payment certainty with a great rate, will cater for those who are ready to fix in to a deal amid mounting speculation over potential future interest rate trends.”