Pepper Homeloans has cut the majority of its existing rates and added new 30-month, three-year and five-year fixed rate deals to its range.

The majority of existing two-year fixed rates have been cut by up to 0.25 percentage points.

Limited edition 30-month fixes, which were only previously available on NP2 products, are now available across the whole residential range. Rates are available from 2.93%.

New three and five-year fixed rates have been introduced across all residential products. Three-year fixes start from 3.18% and five-year fixes start from 3.53%.

Rob Barnard, sales director of Pepper Homeloans, said: “These enhancements not only extend the range of mortgage products we have available, but it also means they are amongst the most competitively priced in their sector.

“Our residential range offers loans up to 85% LTV for borrowers who may have been declined by a high street lender’s credit score. We have mortgages for borrowers with historical credit blips, or an immature credit record, or who have been self-employed for just one year.”