Opinions & blogs

AUTUMN BUDGET: Ch-ch-ch-ch-changes… NOT

After the delay of the Budget to 26 November and all the leaks, there...

AUTUMN BUDGET: Affordability remains the key to activity

After all the speculation, this Budget offered little for the housing market. No stamp duty...

Gareth Lewis on leading MT Finance through a changing landscape

Gareth Lewis has spent the past seven years at MT Finance, guiding the specialist...

NO FILTER: MAB’s relentless founder on risk, resilience and reinvention

Peter Brodnicki, co-founder and long-serving chief executive of Mortgage Advice Bureau (MAB), has spent...

Past 6 to 7: the story behind our new lending limits

6,7, the viral ‘slang’ term accompanied by a two-handed palm up gesture being used...

Council Tax revaluation plan risks unsettling market

Revaluing properties in the top three council tax bands could prove costly and disruptive....

A changing landlord market that still offers solid long-term value

Landlords have faced a tough set of challenges over the past decade. Higher taxes,...

AMI Protection Viewpoint 2025: Turning challenges into opportunities

Delivering better outcomes and protecting more customers is all in a day’s work for...

Private credit poses challenges and opportunities for UK CROs

The global financial crash of 2008 revealed the dangers of financial contagion. What began...

GIS must be at the heart of place-based policymaking

The UK is under increasing pressure to deliver more homes, strengthen national infrastructure, and...

The PT is dead. Long live the broker!

Did you know that every time a borrower approaches their bank directly, a mortgage...

Landlords defy the doom – the buy-to-let bounce-back

While the Bank of England recently voted to hold the interest rate at 4%,...

The 12 Days of Christmas: Staying front of mind when clients go quiet

December has long been a quiet month for mortgage advisers. By mid-November, many client...

Why UPRNs and data standards are central to the next generation NLIS

In October 2025, through the Fourth Round of the Regulators’ Pioneer Fund (RPF), Government’s...
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COMMENT

Comment

Beyond the Robo-Adviser: why the future of mortgages is ‘Human Plus’

The fintech industry is obsessing over a binary choice: the traditional human broker or the fully automated 'robo-adviser'. But as we navigate the complexities...

Ceasefire boosts sentiment more than mortgage market

What goes up must come down, but for mortgage rates the drop will be notably more gradual than the sharp increase triggered by the...

A surge today, but what comes next for advisers and conveyancing?

March has provided a very clear example of how quickly this market can move when lenders feel the need to take action, with widespread...

Technology adapts so you don’t have to

20 years ago, many brokerages looked and operated in very similar ways. Typically small, local business, many firms focused solely on standard residential mortgage...

Rental barometer shows strength, but March changes the tone

Looking at our recently published Q1 2026 Rental Barometer data in isolation, there is clearly a strong and positive story to tell. Average rental...

Latest news

banks

Santander cuts higher loan-to-value rates for first-time buyers and movers

Santander is cutting rates across a wide range of higher loan-to-value mortgage products from...
Regulation

FCA maps out open finance plans with mortgages and SME lending in focus

The Financial Conduct Authority has set out its latest vision for open finance, with...
Appointments

The Vernon creates chief customer officer role with new appointment

Vernon Building Society has appointed Louise Thorpe as its first chief customer officer. Thorpe (pictured)...
Distribution

HLPartnership adds Afin Bank to panel

HLPartnership has added Afin Bank to its lender panel, giving advisers across the network...

PROFILES