Opinions & blogs

What does auto-enrolment mean for later life advisers?

Every employer now has a pension scheme. Thanks to auto-enrolment, which was introduced in...

Direct lender access is fine but don’t forget to look at whole seconds market

All forward thinking practitioners and stakeholders in our sector are committed to seeing a...

Four years on, buy-to-let is still strong

Four years ago this month we embarked upon a new chapter, starting up Fleet...

The Christmas clock is ticking…

“So, here it is, Merry Christmas, everybody’s having fun...” Too early for you? My apologies,...

Not smooth sailing for FCA comparison tool development

When the FCA’s Mortgages Market Study Interim Report came out, there were a number...

Pity those stuck in a mortgage Twilight Zone

It’s a strange old world isn’t it? For instance, I often wonder what those...

Three average Joes

Let’s look at the retirement situation of three ‘average Joes’. Joe 1 is an average...

All advisers can benefit from specialist distributor expertise

There is an old saying that states that if you are multi-disciplined in your...

Provide an autumn boost to your business

This time of the year tends to feel like new beginnings – even if...

Find the technology that can work for you – today

It’s not difficult to get sucked into reading stories about what the future may...

Time for big ‘gesture politics’ to aid first-time buyers

The plight of first-time buyers is never far out of the news, and just...

Surveying the product transfer battleground

UK Finance’s publication of the first raft of product transfer data has certainly caused...

The value of experience

I’m always intrigued by the way other businesses are run – sometimes I look...

Housing wealth is now part of mainstream retirement planning

Just look at the latest equity release lending figures from the Equity Release Council....

Latest POLL

COMMENT

FS25/6 and the execution-only irony brokers can’t ignore

Reading FCA FS25/6, it is difficult not to notice an uncomfortable irony in the regulator’s conclusions around execution-only sales. The paper rightly raises concerns about...

Less Autumn Budget and more Autumn Bodgit

After months of fevered speculation before the Budget residential property transactions juddered to a halt. I always suspected that as ‘confidence arrives on foot and...

What the agents say: 2026 housing market predictions

Next year should be a year of steady progress for the housing market. After a challenging 2025 where we saw little to no house...

Graham McClelland on Britain’s broken mortgage market

When Graham McClelland, the youthful and quietly intense chief executive of Gen H, arrived at the City of London office of the fast-growing mortgage...

Younger consumers are ready for protection. So why aren’t we reaching them?

For years, the protection market has assumed that younger adults are less engaged with financial risk planning. Yet the latest findings from Bruised Britain...

Latest news

Affordability issues likely to intensify until 2027, lenders warn

Mortgage affordability is expected to become a more pressing issue by 2027, according to...

Rising house prices ‘pay for Christmas’ for most homeowners

Most UK homeowners have seen their property rise in value by more than the...

IMLA backs FCA roadmap on mortgage rule review

The Intermediary Mortgage Lenders Association (IMLA) has described the Financial Conduct Authority’s (FCA’s) Feedback...

Borrowers moved early as rate cut expectations built, Twenty7tec data shows

Mortgage search activity reached its highest level of the month on 9 December, nine...

PROFILES