Opinions & blogs

We need the right balance for later life lending success

Given the demographical needs of the UK population, it’s hardly surprising that later life...

Get the right support to service demand

In the mortgage market we must always make time to consider emerging risks, such...

Fasten your seatbelts…

So, there we have it. The worst kept secret in British politics is now...

Ask questions of your conveyancing partner

Access to most forms of information are now only a click, maybe two, away....

What could a Johnson premiership mean for the housing market?

You get the sense that – however long the Boris Johnson Premiership might last...

When one lender isn’t enough

Where do you turn when your client wants to refinance a large portfolio? Sometimes,...

Buy-to-let may just have to ‘make do and mend’

In an uncertain world, it’s difficult to get any sort of handle on how...

Will Britons will have to work 10 years longer?

British men have not saved enough to pay for 10.3 years of their retirement....

Dealing with the realities of longer-term fixed rates

I’ve written before about the constant changes in the mortgage and housing markets; some...

Stop harking back to 2007

Much like our lives, there are touchstones moments in our industry that are so...

Changing age-related notions of holding a mortgage

Just recently I read that, sadly, the oldest person in Europe had passed away...

Provide certainty amidst Brexit chaos

While many minds might be concentrated on the UK’s political melodrama which is playing...

The politics of the first-time buyer

Who is the party of the first-time buyer?  Is it the Conservatives who, let’s be...

This is not a competition

With recent FLA figures showing that second charge business was up 31% in March,...

COMMENT

Beyond the Robo-Adviser: why the future of mortgages is ‘Human Plus’

The fintech industry is obsessing over a binary choice: the traditional human broker or the fully automated 'robo-adviser'. But as we navigate the complexities...

Ceasefire boosts sentiment more than mortgage market

What goes up must come down, but for mortgage rates the drop will be notably more gradual than the sharp increase triggered by the...

A surge today, but what comes next for advisers and conveyancing?

March has provided a very clear example of how quickly this market can move when lenders feel the need to take action, with widespread...

Technology adapts so you don’t have to

20 years ago, many brokerages looked and operated in very similar ways. Typically small, local business, many firms focused solely on standard residential mortgage...

Rental barometer shows strength, but March changes the tone

Looking at our recently published Q1 2026 Rental Barometer data in isolation, there is clearly a strong and positive story to tell. Average rental...

Latest news

Skipton to cut residential rates and revive three-year fixes

Skipton Building Society is cutting rates across parts of its residential mortgage range from...

The Leek lowers mortgage rates across residential and specialist products

Leek Building Society is cutting mortgage rates across parts of its residential, shared ownership,...

Fleet Mortgages adds two-year tracker products to buy-to-let range

Fleet Mortgages has launched three new two-year tracker mortgages at 75% loan-to-value across its...

Norton Home Loans provides remortgage on PRC home in Southampton

Norton Home Loans has completed a £218,000 remortgage for joint applicants in Southampton, allowing...

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