Opinions & blogs

Execution-only demeans the concept of advice

The latest figures from UK Finance on product transfers should give everyone who advocates...

Dealing with the challenges of the future

As we move towards the end of the year, it’s natural to review the...

Sam Barker: broker positivity will shine through

“In limbo, slowing down, genuine concerns.” No, not extracts from my old school reports...

Looking outside the box

Stores across the UK are gearing up to what still amounts to their busiest...

Cash in Your House: progress, of sorts

First up, could I ask everyone active or interested in being active in the...

A house-buying reservation agreement pilot would be very welcome

Today, certainty can seem in very short supply and it therefore makes sense that...

Brokers need to advise HMO clients over options available

It’s now well over a year since the introduction of the new HMO regulations...

Having those difficult conversations

Maybe I am getting older, but I seem to be attending more funerals recently....

Addressing the first-time buyer protection gap

As an adviser, when you see a first-time buyer client, what are their main...

Making a difference at a local level

There are certain businesses within financial services who are very adept at, not just...

Retirement income and what to use – pension fund or housing wealth?

This is a what came first, the chicken or the egg, conundrum. It is common...

We’ve reached the tipping point with Stamp Duty

It will perhaps surprise no-one working in our industry to learn that the tax...

Don’t pull the plug on buy-to-let advice

Given the Rugby World Cup has now kicked off, we’re into early morning breakfast...

Easing tension between lenders and advisers

At any given time in our market, I think it’s always possible to sense...
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COMMENT

Comment

Beyond the Robo-Adviser: why the future of mortgages is ‘Human Plus’

The fintech industry is obsessing over a binary choice: the traditional human broker or the fully automated 'robo-adviser'. But as we navigate the complexities...

Ceasefire boosts sentiment more than mortgage market

What goes up must come down, but for mortgage rates the drop will be notably more gradual than the sharp increase triggered by the...

A surge today, but what comes next for advisers and conveyancing?

March has provided a very clear example of how quickly this market can move when lenders feel the need to take action, with widespread...

Technology adapts so you don’t have to

20 years ago, many brokerages looked and operated in very similar ways. Typically small, local business, many firms focused solely on standard residential mortgage...

Rental barometer shows strength, but March changes the tone

Looking at our recently published Q1 2026 Rental Barometer data in isolation, there is clearly a strong and positive story to tell. Average rental...

Latest news

Building Societies

Skipton to cut residential rates and revive three-year fixes

Skipton Building Society is cutting rates across parts of its residential mortgage range from...
Building Societies

The Leek lowers mortgage rates across residential and specialist products

Leek Building Society is cutting mortgage rates across parts of its residential, shared ownership,...
Buy-to-let

Fleet Mortgages adds two-year tracker products to buy-to-let range

Fleet Mortgages has launched three new two-year tracker mortgages at 75% loan-to-value across its...
Case Studies

Norton Home Loans provides remortgage on PRC home in Southampton

Norton Home Loans has completed a £218,000 remortgage for joint applicants in Southampton, allowing...

PROFILES