Opinions & blogs

Fleet Mortgages: a clarification

2019 has begun in interesting fashion – perhaps more interesting for some than others...

You could be missing out in a big way

We can all be creatures of habit – of that there is no doubt....

How self-build is evolving

At the Financial Services Expo London back in September, custom-build housing was highlighted as...

Second charge loans could be a match made in heaven

The relationship between second charge loans and brokers can sometimes feel like a long...

Should smaller firms be treated differently?

One of the key positives for the mortgage advice sector – and specifically in...

Recognising your own goldmine

I want to start 2019 with some thoughts on tailoring your business to meet...

Squaring the long-term conundrum

In a market which has tended to work on short-term delivery, with a focus...

Why it makes sense to recommend specialists

In my experience, asking clients who their solicitor might be, normally gets the response...

HMOs & student accommodation: what do landlords looking for higher yields need to know?

The UK’s growing demand for rental properties means that property continues to be a...

Going nowhere, fast

Older people can be very philosophical. I was driving my mother home after the...

Nobody knows anything

So, welcome to 2019. I hope you enjoyed the Christmas break and managed to...

Prepare for the unexpected

So, here we are. 2019. A new year stretches before us and ordinarily we...

It’s a huge mistake to ignore GI and protection

While I appreciate that the Christmas party season is now in full effect, and...

New Year, new possibilities from old sources

If you are anything like me, New Year’s resolutions tend to become rather hazy...

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COMMENT

FS25/6 and the execution-only irony brokers can’t ignore

Reading FCA FS25/6, it is difficult not to notice an uncomfortable irony in the regulator’s conclusions around execution-only sales. The paper rightly raises concerns about...

Less Autumn Budget and more Autumn Bodgit

After months of fevered speculation before the Budget residential property transactions juddered to a halt. I always suspected that as ‘confidence arrives on foot and...

What the agents say: 2026 housing market predictions

Next year should be a year of steady progress for the housing market. After a challenging 2025 where we saw little to no house...

Graham McClelland on Britain’s broken mortgage market

When Graham McClelland, the youthful and quietly intense chief executive of Gen H, arrived at the City of London office of the fast-growing mortgage...

Younger consumers are ready for protection. So why aren’t we reaching them?

For years, the protection market has assumed that younger adults are less engaged with financial risk planning. Yet the latest findings from Bruised Britain...

Latest news

Affordability issues likely to intensify until 2027, lenders warn

Mortgage affordability is expected to become a more pressing issue by 2027, according to...

Rising house prices ‘pay for Christmas’ for most homeowners

Most UK homeowners have seen their property rise in value by more than the...

IMLA backs FCA roadmap on mortgage rule review

The Intermediary Mortgage Lenders Association (IMLA) has described the Financial Conduct Authority’s (FCA’s) Feedback...

Borrowers moved early as rate cut expectations built, Twenty7tec data shows

Mortgage search activity reached its highest level of the month on 9 December, nine...

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