Opinions & blogs

Make the most of the year of the remortgage

If 2021 was the year of property purchase, 2022 looks set be to the...

Will ‘Levelling Up’ help first-time buyers?

The government’s Levelling Up White Paper focused heavily on the housing market, specifically looking...

A case of history repeating?

There could be a tendency - after what was clearly a very good year...

Time for data

We are all familiar with how well data and machine learning can predict what...

Can we wait until 2030 for ‘levelling up’ results?

In Prime Minister’s Questions last week, the Prime Minister himself suggested Michael Gove’s Levelling...

Portfolio mortgages may offer answer in big year for remortgages

As expected, this week the Bank of England announced another increase to base rate....

Act now to help landlord clients combat potential BTL rate rise

In line with the expectation of many economists, the Bank of England has just...

How wellbeing services can benefit the protection conversation

Within our industry, there’s a familiar saying that ‘protection isn’t bought, it’s sold’. And...

Helping commercial property be (re)fit for purpose

The high street is changing. Gone are the days where the adage ‘build it...

No call for BTL doom and gloom

How has 2022 begun for you? There, of course, is always a sense of...

Cost of business inflation can be addressed

Understandably, there is a lot of consternation about the cost of living increases we’ve...

Speedy remortgages can rival product transfers for clients on a deadline

The new year is generally seen as a time for a fresh start, and...

Unleashing the power of cashflow planning

Cashflow modelling is widely accepted as an essential part of the retirement planning process....

Understanding and demonstrating value

There are a huge number of ways in which a broker can demonstrate their...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Leeds lending falls amid technology investment

Leeds Building Society completed £2bn of gross mortgage lending during the first half of...

Foundation revives buy-to-let products and cuts holiday let rates

Foundation Home Loans has refreshed its buy-to-let mortgage range, bringing back several products, adding...

UK residential property transactions edge higher in June

UK residential property transactions rose modestly in June, suggesting that underlying market activity is...

Buyers turn to 1.5 million homes rejected by mainstream lenders

About 1.5 million homes across Britain may fall outside mainstream mortgage criteria, according to...

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