Opinions & blogs

Understanding and demonstrating value

There are a huge number of ways in which a broker can demonstrate their...

Technology can improve equity release advice, lending and underwriting

Firstly, may I wish you all a very Happy New Year and welcome to...

Is purchase activity really going to fall in 2022?

2022 and 2023 lending predictions were boosted recently by IMLA’s foray into this space...

2022 – likely to be a ‘greener’ year than most

Given the year we had during 2021, it would be unsurprising if there wasn’t...

2022 is a year to be welcomed

Some people seem permanently disposed towards wallowing in the myriad of bad news that...

Industry requires government roadmap on improving energy efficiency

First up, when it comes to improving the energy efficiency of our homes, I...

Advising the next generation of first-time buyers

Buying a first home is an exciting prospect for many borrowers. Yet, it’s a...

EPC ratings and their growing importance

Last month, I looked at the issue of EPC ratings in light of COP26,...

Lenders see market to be secured in high LTV lending

The mortgage market has seen more than its fair share of ups and downs...

Later life lending demand only going in one direction

At the time of year, we in the industry tend to get asked what...

Remortgaging advice: the simplest approach can be the most effective

For anyone and everyone who has worked in and around the mortgage market for...

Flexibility and reliability key for lenders who want to stand out

Brokers operating in the bridging market are in a fantastic position today. The sector...

Why property surveys should matter to brokers

It’s understandable why many borrowers prefer to stick simply to the mortgage lender’s valuation....

‘Use it or lose it’ doesn’t make sense

Technology is often at the forefront of all minds, particularly when you’re an intermediary...
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COMMENT

Fixed rates

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Building societies need to start putting intelligence into motion

If you were at the Building Societies Association Annual Conference in Edinburgh last month , you could not have missed the optimism: the sector...

Beyond the walk: Mortgage leaders talk mental health – part 21

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday 15th May as...

Latest news

PBSA

FRP arranges £4.1m refinance for York student accommodation scheme

FRP Real Estate Advisory has arranged a £4.1m commercial term facility to refinance a...
Commercial mortgages

Investor backs secondary retail prospects with Essex acquisition

An investor has highlighted the continuing appeal of well-located secondary retail assets after completing...
News

The Mortgage Works signals buy-to-let rate reductions

The Mortgage Works is cutting rates by up to 0.22 percentage points across selected...
News

Accord reduces residential and buy-to-let rates

Accord Mortgages is cutting rates across its residential and buy-to-let ranges. The intermediary-only lender said...

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