Opinions & blogs

Proactive brokers can help clients beat June stamp duty deadline

One of the first measures introduced by the government last year, as things gradually...

Understanding trends in adverse credit

As we finally see some blue skies emerging and rush to embrace the onset...

Keeping confidence in the system

To say that the housing and mortgage market is built on ‘confidence’ would be...

Retirement celebrations and how to fund them

For long marriages, who can name the wedding anniversaries? I will put you out...

Energy performance will grow in importance

So-called ‘Green mortgages’ appear to be growing in number each week as lenders attempt...

Advice is non-negotiable for first-time buyers

Getting into a first home has perhaps never been so difficult, ironically at a...

What a difference a year makes

12 months ago as we emerged from the first lockdown, housing/mortgage/property stakeholders who were...

Picking the right partner crucial for advisers working with FTBs

Mortgage advisers will have no doubt seen renewed interest from first-time buyers of late. The...

PI, DAs and the rising costs conundrum

When assembling and delivering a comprehensive network offering its vital to tap into areas...

Opening our arms to a new banking approach

The UK is widely recognised as a leader in Open Banking. This is largely...

The Bank Rate could rise sooner than expected

Remember when the Bank of England’s MPC BBR decisions were so widely anticipated and...

Credit limit reduction prompts debt consolidation conversation

You may have seen the news recently that Barclaycard has cut the credit limits...

How long will you live?

You have to be very careful how data is presented. I recently saw a social...

How to get the most from your BDM

Business development managers (BDM) are an integral part of the mortgage market, acting as...

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A wealth of experience

High net worth clients may need more from their lender and their broker, so it’s important that as an adviser, you are ready and...

Housing promises vs. reality: Will the Government deliver on 1.5 million new homes?

Next year will be 80 years since the New Towns Act (1946) was passed through Parliament. As a result of the destruction during WWII, this...

Navigating a changing buy-to-let landscape in 2025

The buy-to-let market has long been a cornerstone of the UK property sector, but recent trends and upcoming policy changes are reshaping the landscape. For...

Heavy refurbishment: structuring finance for complex property upgrades

Investors are rethinking their approach to property - heavy refurbishment is no longer just an option; it’s a necessity for unlocking value in today’s...

Why predicting 2025 interest rates feels like a fool’s errand

In my first (and for some reason clearly not my last) article last month, I attempted (perhaps foolishly) to discuss where rates might go...

Latest news

Stamp duty shock: MAB calls for lender innovation to meet FTB demand

Following the Stamp Duty threshold returning to 2014 levels today, Mortgage Advice Bureau (MAB)...

Completions hit record highs in last five days

Completion volumes surged to unprecedented levels in the final days of March, with estimates...

Vernon BS marks centenary with record asset growth and £3.5m profit

Vernon Building Society has ended its 100th year on a high, reporting record growth...

London Credit provides £1.53m bridging loan for commercial property refinancing

London Credit has completed a £1.53 million bridging loan to refinance a commercial property...