Opinions & blogs

Specialist lenders can help during cost of living crisis

For many millions of people in the UK, these are unprecedented economic times. With...

Mortgage market reviews can always benefit advisers

Boris Johnson’s recent announcement of a new ‘independent review of access to mortgage finance’...

Second charge bridging: fast and flexible funding

The ‘race for space’ that we saw during the Covid-19 pandemic has subsided and...

Working together is crucial to drag conveyancing into the future

While the last few years have been incredibly challenging, one of the positives to...

Making sense of current statistics

Spend long enough at any industry conference and you will inevitably pick up on...

H1 2022: how was it for you?

So, that was the first six months of 2022. How was it for you? I’m...

Rising interest rates – we’ve been expecting you

The reign of the sub-1% base rate is over – for now at least. We...

Personal approach crucial to Consumer Buy-to-let

One of the results of the challenges of the last couple of years has...

The importance of the government mortgage review

When it comes to the recent announcement by the Prime Minister, Boris Johnson, of...

The changing face of adviser interaction

Communication is an important part of the mortgage application and indeed the lender-intermediary partnership....

Borrowing into retirement

Borrowing into retirement has become increasingly common in recent years, as the lifestyles and...

Don’t overlook the market for Consumer BTL

The buy-to-let market has evolved considerably over recent years and so have the products...

What government need to address to maintain PRS

Residential landlords are a resilient bunch – they have had to be – but...

Legal expertise is crucial for equity release borrowers

Equity release is becoming an ever more mainstream part of the property market in...

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Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Latest news

Market Harborough cuts rates on larger residential loans

Market Harborough Building Society has reduced rates on its larger loan products by as...

Shawbrook promotes Apollonio to lead retail mortgage sales

Shawbrook has promoted Louise Apollonio to sales and distribution director for retail mortgages, as...

Clydesdale Bank raises fixed mortgage rates across core and specialist ranges

Clydesdale Bank is set to raise a range of fixed mortgage rates from Monday,...

Growth in online auctions reshaping UK property market

The UK property auction market is being rapidly transformed by digital platforms, with record...