Opinions & blogs

Flying the flag for credit-worthy borrowers

In years gone by, the UK residential mortgage market could – at times –...

Brokers still unclear on what Consumer Duty means for them

Consumer Duty is a hot topic across the mortgage industry, with the implementation date...

The proximity of a General Election won’t improve market efficiency

Understandably, there is a lot of political heat being placed under the current mortgage...

Bridging the EPC gap

As a business, we’ve spent well over 20 years working with brokers to support...

You can only advise on the later life market as it stands now

Moving swiftly past the half-way point of the year, provides us with six months...

Bridging for BTL clients

In the current economic climate of rising interest rates and ongoing uncertainty in the...

The mortgage rate peak may still be some way off

In the mortgage market of late, big numbers tend to get big headlines, so...

Consumer Duty & later life lending

Given we are less than a month away from the implementation of the Consumer...

The power of TikTok in reaching a younger audience

Whether it be house prices, rising interest rates, or product withdrawals, the mortgage market...

Scouting the right tech partner

Like many fans, I still need to get my football fix during the pre-season...

It’s time for brokers to diversify into the specialist sector

The practice of diversifying your investments has long been a mantra of investors, to...

What are the Tories actually doing about the housing market?

There’s no doubt in our minds that we are currently in the middle of...

Consumer Duty: What should we do next?

Consumer Duty is almost here. Years in the making, and with the deadline now...

Changing working patterns aren’t supported by automated underwriting

It’s fair to say that our working lives, the way we are paid, the...

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Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Latest news

Market Harborough cuts rates on larger residential loans

Market Harborough Building Society has reduced rates on its larger loan products by as...

Shawbrook promotes Apollonio to lead retail mortgage sales

Shawbrook has promoted Louise Apollonio to sales and distribution director for retail mortgages, as...

Clydesdale Bank raises fixed mortgage rates across core and specialist ranges

Clydesdale Bank is set to raise a range of fixed mortgage rates from Monday,...

Growth in online auctions reshaping UK property market

The UK property auction market is being rapidly transformed by digital platforms, with record...