Opinions & blogs

Providing a more affordable FTB path

First-time buyers are facing a tough time at the moment as higher interest rates...

A specialist approach to bolstering revenue shortfalls

The housing and mortgage markets continue to generate a huge amount of column inches,...

L&G rolls out free Care Concierge service to retail customers

Legal & General Retail has announced its Care Concierge service will be available to...

Advisers need to work harder with landlord clients for a brighter future

There are a lot of seemingly conflicting forces at play in the UK housing...

Is it time for an authorisation rethink?

The recent announcement that Tenet was closing its network and moving its mortgage and...

A continuous focus on marketing pays dividends

With the schools (apart from those with crumbling concrete) reopening, we all have to...

Has the Bank Base Rate finally peaked?

Monetary Policy Committee (MPC) meetings are always eagerly anticipated in our world but I...

Inflation is often misunderstood

Even in - what looks like - an economy where inflation is heading downwards,...

It makes sense for lenders to target high LTV business

Even towards the end of August, many ‘Out of Offices’ were still on throughout...

Why you need to continually appraise where your business is at

Working in this sector, and telling people what you do, you’ll always be asked...

Focus on Principals and their AR support provisions

Back in December last year, the FCA introduced additional rules for Principals related to...

Maximising returns in a challenging market  

Given the continued uncertainty in the mortgage market and wider UK economy, reports of...

Mortgage Charter is only a start – common sense approach still needed on credit

The Mortgage Charter has been a welcome initiative. Understandably there are plenty of borrowers...

Tapping into client potential

Client expectations have always been difficult to manage; however, for many, these expectations have...

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Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Latest news

Market Harborough cuts rates on larger residential loans

Market Harborough Building Society has reduced rates on its larger loan products by as...

Shawbrook promotes Apollonio to lead retail mortgage sales

Shawbrook has promoted Louise Apollonio to sales and distribution director for retail mortgages, as...

Clydesdale Bank raises fixed mortgage rates across core and specialist ranges

Clydesdale Bank is set to raise a range of fixed mortgage rates from Monday,...

Growth in online auctions reshaping UK property market

The UK property auction market is being rapidly transformed by digital platforms, with record...