Opinions & blogs

Rate cut momentum is welcome, but presents challenges for advisers

In recent weeks, we have seen a welcome shift in momentum across the mortgage...

Why now is the perfect time for expats to consider UK holiday lets

If you’re anything like me, Easter, the recent swathe of bank holiday weekends, and...

Brokers face rise in complex cases as bridging demand evolves

As reported recently in trade news, the bridging finance landscape is changing, and brokers...

18 months of Inspired Lending: how we’ve grown alongside the bridging market

In December 2023, we completed our very first bridging loan. On the surface, it...

Threadbare safety nets and the reassurance of life insurance for mortgagors

For first-time buyers who have managed to save enough for a deposit, there’s a...

How might Trump’s tariffs impact on mortgages in the UK?

With Trump’s tariff wars already sending financial markets yoyoing up and down and the...

Key holiday let tax changes: what brokers really need to know

The UK holiday let market has seen rapid growth in recent years, largely fuelled...

Positive signs of market changes are definitely visible

There are times when the market feels sluggish - waiting for something to give,...

Finding solutions for borrowers when others can’t

Catering to the needs of borrowers with an extremely complex or adverse credit history...

Good advice key for remortgaging landlords

The buy-to-let sector has remained resilient in the face of mounting tax bills, legislative...

Remortgage options grow for pound-for-pound landlord borrowers

With many thousands of landlords set to come off two and five-year fixed rates...

What, me? Standing out in a crowded market

The mortgage market is changing. It’s more competitive, more complex and more client-focused than...

Food for thought for those not selling mortgage protection

Networks have told me that only one-in-four mortgages arranged are safeguarded by mortgage protection...

Buy-to-let market could be mere months away from seismic shift

As the Renters Reform Bill works its way through parliament there should be much...

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Maximising embedded value and delivering a great service

While advisers understand the importance of looking after existing clients, nurturing your back book beyond that mortgage-remortgage cycle is certainly easier said than done. It...

Open banking and smart data transformed finance – now it’s time to do the same for property

The UK is set for a 'smart data' revolution, a revolution which began with the advent of open banking, and one which now has...

Richard Pike: Day two from the Global ABS Conference in Barcelona

We’re just coming to an end of day two at the Global ABS conference. Funding is widely available and funders are willing to do...

Service isn’t just a ‘nice-to-have’ – it is the product

Have you ever had a decent meal in a restaurant ruined by slow service and rude staff? This happened to me recently and I...

Richard Pike: our reporter-at-large at Barcelona APS conference

The Global Asset Backed Securities (ABS) conference starts today at the International Convention Centre, Barcelona. Now in its 29th year, it brings together a worldwide...

Latest news

Hilco provides Suffolk holiday park with £4.5m bridging facility

Hilco Real Estate Finance has completed a £4.5m bridging loan secured against Stonham Barns,...

Richard Pike: A conference of positivity – Global ABS Day three

It’s time for reflection of the last three days here in Barca. To readers,...

MIMHC launches fifth annual mental health and wellbeing survey

The Mortgage Industry Mental Health Charter (MIMHC) has launched its fifth annual Mental Health...

Cotality and Landbay streamline buy-to-let submissions with integration

Landbay has become the first buy-to-let lender to integrate brokers directly into Cotality’s Buy...