Opinions & blogs

0% green additional borrowing is the way forward

If you were to ask any homeowner whether they would like cheaper energy bills...

Flexible approach to JBSP can open doors for borrowers

There is no question that things remain challenging for those hoping to purchase a...

Landlords have good reason for increased PRS confidence

Running the rule over the latest BVA BDRC landlord research survey results, it is...

How could ChatGPT revolutionise the mortgage market?

Since its launch last November, ChatGPT has taken the world by storm, gathering momentum...

We need to address the focus on Bank Base Rate

March as a month certainly gave the mortgage market a lot to digest and...

Consumer Duty caution not necessarily baked in

As the advisory profession grapples with the Consumer Duty rules, and how firms intend...

Meeting the needs of the self-employed

Historically speaking, self-employed borrowers have faced an uphill battle when it comes to securing...

Documentation is key to complaint handling

When it comes to record-keeping and ensuring every single part of the advice is...

A time for firms to learn, explore and evaluate

The intermediary community has always been adept at embracing change and evolving to maintain...

Why being self-employed isn’t a barrier to mortgages at 50 or 90

It is generally thought that if a person is self-employed, their mortgage options are...

Finding ways to avoid the turbulence

Interest rate time horizons can be difficult to deal with at the best of...

March gave us a lot to think about

March as a month certainly gave the mortgage market a lot to digest and...

Ignore the out-of-date picture of later life lending

When it comes to advising in the later life lending space, one thing you...

Understanding the benefits of second charge bridging loans

In the current volatile economic climate, concerns over soaring energy prices, higher borrowing costs...

Latest POLL

COMMENT

Helping university students onto the property ladder

As we head towards the Easter break, thousands of first-year university students up and down the country will be preparing for exams and making...

Lenders must step up on high LTV products

Things are on the up for borrowers with a smaller deposit. The financial information website Moneyfacts publishes a regular update on mortgage product numbers,...

Why it matters that bridging hit more than £10bn last year

We see many numbers bandied around in the financial industry, which can sometimes have a numbing effect. So why should we all, especially brokers, care...

Top five reasons why renters should consider short-term protection insurance

In an unpredictable world, financial security can often feel like a luxury, especially for renters who may already juggle living expenses, rent payments, and...

Credit search vs credit scoring

The terms credit score and credit check are often used interchangeably by consumers, many of whom assume they mean the same thing. Yet understanding...

Latest news

Spring surge in property listings creates market opportunities

The average asking price for newly listed properties has risen by 1.1% (+£3,876) this...

Secure Trust Bank Commercial Finance appoints senior portfolio director

Secure Trust Bank Commercial Finance (STB CF) has announced the appointment of Carl Pykett...

Inflation expectations rise slightly as BoE releases latest survey

Public expectations for inflation and interest rates have edged higher, according to the Bank...

£1 billion lost annually as 50,000 London social homes used fraudulently

A shocking new report reveals that around 50,000 social housing properties in London are...