Opinions & blogs

AGENT VIEW: I know I’m not a mathematician but to me 6.5 x is the new 3.5 x

Nostalgia isn’t what it used to be, as they say, and in an era...

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape...

Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping...

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out...

Ministerial cock-ups could kill radical property taxes

At first it might appear that the mortgage industry and the housing sector as...

Got something to sell? Try telling some untruths on X

Why do people peddle untruths on social media? When I say this, I’m thinking...

Funding student property? Talk to a broker first

When an investor spots an opportunity in the student accommodation sector, it’s rarely a...

Mansion tax plans resurface as Prime London prices slide

Thirteen years since the Liberal Democrats first proposed a Mansion Tax on properties over...

Chris Williams on being the architect of connection

For most of the last decade Chris Williams has been dissecting the machinery of...

Collaboration, not quick fixes, must drive the next phase of reform

As we edge closer to the autumn Budget, the housing market finds itself in...
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COMMENT

Comment

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

charity

Exeter Leukaemia Fund wins £20,000 MAB grant

The Mortgage Advice Bureau Foundation has awarded its one-off £20,000 Extra Funding Grant to...
100%

No-deposit mortgages carry £73,000 London interest premium

London first-time buyers using a no-deposit mortgage could pay more than £73,000 in additional...
News

Conveyancing Association begins search for new chair

Nicky Heathcote is to step down as non-executive chair of the Conveyancing Association as...
News

Overseas funds used by almost one in 10 home buyers

Almost one in 10 home buyers use money originating overseas to fund all or...

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