Opinions & blogs

Unlocking opportunities: helping customers to see beyond Product Transfers

Product Transfers (PTs) dominate the market for those customers coming to the end of...

Our journey in 2024’s bridging market

As we close the chapter on 2024, the UK bridging finance sector has demonstrated...

Second charge mortgages for buy-to-let cases

The hike in the stamp duty surcharge announced by Chancellor Rachel Reeves in the...

Keep the dream alive with bridging

The bridging market continues to deliver on helping clients achieve their goals in the...

Large lifetime loans offer useful option for high net worth clients

A big discussion point for many advisers and their clients recently has been the...

Bridging finance poised for growth amid stamp duty changes

One of the main headlines which emerged from the recent Budget is the impact...

Don’t discount the power of a discount mortgage

Discount mortgages are a frequently misunderstood area of the mortgage market, but for the...

Cyber security is a strategic imperative

You might well have seen the recent news of a major data breach within...

Will the Budget’s stamp duty rise affect the buy-to-let market?

It is an unsettling time for landlords. The recent Budget has undoubtedly presented challenges...

How can we eradicate conditional selling?

Estate agencies with in-house brokers who advise on non-commercial residential mortgages must surely fall...

The naughty and nice list: bridging for complex clients

As brokers and lenders offering bridging solutions, we have all encountered the ‘naughty’ or...

Light vs. heavy refurbishment loans

Bridging the gap between a property’s potential and its final transformation often requires quick...

Refurb must play crucial role in meeting housing demand

The UK housing market is undeniably under pressure - demand is outstripping supply at...

Nutrition – There’s more to it than eating your greens 

Welcome to what might be the first-ever nutrition article on a mortgage trade website....

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You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Why the Renters’ Rights Bill should be a wake-up call for advisers and landlords

The Renters’ Rights Bill is shaping up to be one of the most significant legislative changes to the private rented sector (PRS) in decades. Expected...

Living in a box. Am I living in a cardboard box?

More young people are living with their parents than ever before. The bank of Mum and Dad has evolved into the hotel of Mum and...

Latest news

Midlands and northern England dominate buy-to-let purchases as landlords seek value

Buy-to-let lending in the Midlands and the north of England accounted for nearly half...

United Trust Bank moves into student housing with new funding offer

United Trust Bank has broadened its living sector proposition with the launch of a...

Market Financial Solutions joins Sesame lender panel

Market Financial Solutions (MFS) has been added to Sesame’s panel of lenders, giving members...

Fleet Mortgages trims buy-to-let fixed rates at 75% LTV

Fleet Mortgages has reduced rates across its core two- and five-year fixed products at...