Opinions & blogs

Base (how low can it go?)

No, this isn’t going to be one of those articles where I try and...

Consolidating debt with accommodating criteria

As we start another new year, many brokers may find themselves facing a higher...

Why originality should be the gold standard in 2025

Imitation is the sincerest form of flattery that mediocrity can pay to greatness. With...

This year is all about the here and now

Talk of interest rates at the moment might well be deemed off limits for...

A promising outlook for the UK bridging finance market

The UK bridging finance market has seen significant growth in recent years, reaching an...

Will AI kill human oversight in compliance?

Can AI determine what is good advice and what a good submission is? It's only...

New Year, New Me? Nah, New Year, same old proc fees

May I start by being one of those rare individuals to wish you a...

Navigating the unregulated bridging market: trends and opportunities

The unregulated bridging finance sector has traditionally catered to three primary needs: developer exit...

Detoxing in January? Let’s talk about why you don’t need to

New year, new you? If you’ve been scrolling through social media lately, you’ve probably...

GI why?

Happy New Year to everyone. I hope it was a restful break that included...

Working from home – how effective is this?

We will all have worked from home at some stage in our career and...

The curse of source of funds and are we double-whamming the client?

It used to be all about the deal, the borrower, and the property: financial...

BTL market outlook: navigating challenges and opportunities

The private rental sector remains a cornerstone of the UK housing market, supported by...

Rates may be falling again, but we can’t get complacent

For more than a decade, the Bank of England’s Monetary Policy Committee’s bank base...

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Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Why the Renters’ Rights Bill should be a wake-up call for advisers and landlords

The Renters’ Rights Bill is shaping up to be one of the most significant legislative changes to the private rented sector (PRS) in decades. Expected...

Living in a box. Am I living in a cardboard box?

More young people are living with their parents than ever before. The bank of Mum and Dad has evolved into the hotel of Mum and...

Accountants, brokers and the clash of expectations

There’s an old accountant’s joke about financial advisers: the difference between us is that advisers want to look richer than their clients, while accountants...

Latest news

RICS survey points to further slowdown as landlords exit and sales activity eases

The August 2025 RICS Residential Market Survey has revealed a further weakening in sales...

TPFG helps generate 12,800 mortgages in first half of 2025

Estate agent network The Property Franchise Group (TPFG), the UK’s largest multi-brand property franchisor,...

Revealed: Where buyers can still find homes under £150,000

Just 12% of homes for sale across Great Britain are priced below £150,000 new...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of...