News

Hampshire Trust Bank to acquire Wesleyan Bank

Hampshire Trust Bank (HTB) is acquire 100% of Wesleyan Bank Limited from Wesleyan Assurance...

Strongest monthly house prices growth for 14 years

Halifax has reported that UK house prices increased by 1.7% in September, adding more...

InterBay Commercial makes 25bps buy-to-let reductions

InterBay Commercial has launched a new buy-to-let product range with all rates reduced by...

The Nottingham reduces RIO rates and improves LTVs

The Nottingham has made rate cuts to its three retirement interest-only (RIO) products. It has...

Gatehouse Bank cuts BTL and HPP rates

Gatehouse Bank has cut rates on the majority of its buy-to-let and Home Purchase Plan...

Octane Capital joins MBT Affordability BTL panel

Mortgage Broker Tools (MBT) has added Octane Capital to the buy-to-let panel on its...

Accord cuts discounted variable rates

Accord Mortgages has unveiled a new range of discounted standard variable rate (SVR) products...

Lifetime mortgage switching slows

There has been a dramatic slowing up in the pace of lifetime mortgage switching...

The Exeter appoints head of strategic partnerships

Health and protection insurer, The Exeter, has announced the appointment of Jamie Page as...

Vida to run ‘Alternative Marathon’ charity drive

Vida is to launch its own ‘Alternative Marathon’ charity drive in aid of homelessness...

The Darlington enhances digital offering

The Darlington Building Society has made major investment in digital banking services. The mutual...

Aspen Bridging sets starting rate at 0.64%

Aspen Bridging is to offer indefinitely fixed rates from 0.64% for prime residential purchase...

Paradigm broadens Agency proposition

Financial support consultancy, Paradigm Consulting, is expanding its ‘Agency’ proposition to assist advisory firms...

Openwork Partnership appoints COO

The Openwork Partnership has appointed Frank Meere as chief operating officer (COO). Meere (pictured)...
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COMMENT

Artificial Intelligence

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Latest news

Property

Auction sales rate falls as buyers become more selective

The proportion of property auction lots sold fell to 64.7% in July as buyers...
News

Untangled completes Ampla Finance rebrand with new website

Specialist lender Untangled has launched a new website, completing its transition from Ampla Finance. The...
News

L&G cuts rates for new optional payment lifetime mortgages

L&G has introduced rate reductions of between 0.01% and 1.00% for new customers taking...
News

Mortgage payments are leading source of financial pressure for borrowers

More than half of UK mortgage holders worry about their repayments at least once...

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