News

Gen H reduces all rates up to and including 80% by up to 20 bps

Gen H has made sweeping rate cuts on all products up to and including...

LiveMore makes rate reductions and criteria enhancements across full later life lending ranges

LiveMore has made pricing and criteria changes across its Standard, Retirement Interest Only (RIO)...

Pepper Money reduces rates across entire range

Pepper Money has cut rates across its entire product range, with reductions of up...

The Right Mortgage adds Loughborough BS to its lender panel

The Right Mortgage & Protection Network has expanded its lending panel with the addition...

Mortgage Brain completes API integration with Aldermore

Mortgage Brain has completed a significant API integration with specialist bank Aldermore to enhance...

HTB backs Bristol student scheme with £14m development loan

Hampshire Trust Bank (HTB) has provided £14 million in development finance to support the...

Aspen provides £855k multi-use refurb loan for overseas developer

Aspen Bridging has delivered an £855,000 multi-use refurbishment facility to a foreign developer completing...

LHV Bank marks strong debut year as bank with growth in deposits and lending

LHV Bank has reported robust growth for 2024, its first full year operating under...

Northern regions dominate buy-to-let market as landlords chase yields

Landlords are doubling down on high-yielding rental investments in the North of England, defying...

Remortgage activity surges while two-year fixes fall out of favour

The UK mortgage market showed signs of shifting sentiment in March, according to the...

Phoebus renews focus on community engagement and social responsibility

Phoebus Software has underscored its commitment to social responsibility with a renewed programme of...

Vernon BS targets high-value borrowers with new flexible mortgage product

Vernon Building Society has introduced a new three-year variable rate mortgage aimed at high-net-worth...

LendInvest cuts 5 and 7-year buy-to-let rates following portal upgrade

LendInvest Mortgages has announced a 20 basis point reduction across its 5 and 7-year...

Landlords invest in ‘doer-uppers’ as annual improvement spend hits £8,500

Landlords are increasingly seeking out properties in need of improvement, with an average annual...
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COMMENT

Technology

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Latest news

Technology

Mortgage brokers have little to fear from AI, says Mortgageforce boss

Mortgage brokers should embrace artificial intelligence rather than fear it will ultimately replace them,...
Homebuying

Waiting for completion causes greater anxiety than saving for a deposit

Delays towards the end of the homebuying process are a greater source of anxiety...
Conveyancing

Leasehold delays put Christmas property completions under pressure

Homebuyers hoping to complete before Christmas face increasingly tight deadlines, with leasehold transactions and...
Technology

Conveyancing firms warned over risks of uncoordinated AI adoption

Conveyancing firms risk undermining the benefits of artificial intelligence unless they address weaknesses in...

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