News

Zurich becomes seventh insurer to join CIExpert’s Income Protection Insight Zones

Zurich has added its updated Income Protection plan to the CIExpert Insight Zones making...

Inaugural mental health charity ball to be alcohol-free

More than 300 members of the mortgage industry are expected to gather this autumn...

Lendco joins The Right Mortgage lender panel

The Right Mortgage & Protection Network has announced the addition of specialist lender Lendco...

Gatehouse Bank revives high FTV home finance plans

Gatehouse Bank has reintroduced a range of Home Purchase Plan (HPP) products with higher...

The Mansfield raises LTV to 90% for debt consolidation and eases credit repair rules

Mansfield Building Society has reinstated its 90% loan-to-value (LTV) cap for debt consolidation cases...

OMS partners with Countrywide to enhance survey access for brokers

One Mortgage System (OMS) has announced a new partnership with Countrywide Home Surveys, a...

Gen H reduces high-LTV mortgage rates to support FTBs

Residential lender Gen H has announced a fresh round of mortgage rate reductions, targeting...

Major lenders raise mortgage limits as stress test changes take effect

Four of the UK’s largest mortgage lenders have announced changes to their affordability criteria...

Go Commercial Finance unveils bespoke Spanish bridge for UK investors

Go Commercial Finance has launched a specialist Spanish bridge loan aimed at UK financial...

Access FS mortgage division posts record Q1 revenue amid adviser growth

Access Financial Services has reported its strongest-ever quarterly performance for its mortgage division, with...

Property data and AI tools will help brokers win more business

REalyse has launched a residential property intelligence tool designed to give mortgage brokers a...

Landbay cuts rates on buy-to-let ranges in latest repricing move

Landbay has announced its sixth repricing of the year, unveiling a series of rate...

Newcastle for Intermediaries lowers rates across large loan products

Newcastle for Intermediaries has made a series of rate cuts to its large loan...

Choice of low deposit mortgages hits highest level since 2008

The number of mortgage deals available to borrowers with small deposits has climbed to...
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COMMENT

Technology

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Latest news

Technology

Air and Mortgage Brain link sourcing platforms to widen later life lending options

Air and Mortgage Brain have agreed a collaboration designed to help mortgage advisers assess...
networks

Mortgage network growth diverges as acquisition activity reshapes sector

Stonebridge Mortgage Solutions and HL Partnership have recorded some of the largest increases in...
Appointments

LMS appoints Ian Robinson as permanent chief executive

LMS has appointed Ian Robinson as its permanent chief executive, four months after he...
News

Mortgage lending availability falls as banks anticipate recovery in demand

Mortgage credit availability and demand for house purchase and remortgaging all declined during the...

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