News

OFT makes further senior appointments

The Office of Fair Trading (OFT) has completed the line-up of its senior management...

We’re the leading direct lender: HSBC

HSBC has claimed to be the UK's largest lender of mortgages sold directly to...

Plaistow broker &quotnot fit and proper&quot

Chioma Skilling trading as Chioma Mortgages, from Plaistow in east London, has had their...

Landlord regulation failing tenants: ARLA

The government's regulation of landlords is leaving tenants exposed across the UK, according to...

Barclays reduces most popular rates

Barclays has cut mortgage rates by up to 0.34 percentage points. Barclays lowest tracker rate...

UK and US regulators agree framework

The FSA and the US Financial Industry Regulatory Authority (FINRA) have entered into a...

Government ‘solutions’ aren’t always the answer

Lender forbearance can only go so far, argues Pete Thomson, managing director of Residential...

25% of enquires are complex prime: TMA

The Mortgage Alliance (TMA) has reported a month-on-month rise in so-called 'complex prime' enquiries...

Professional advice needs defending

We need to promote the value of advice, says Phil Whitehouse, head of The...

Home & Legacy secures insurance deal with Lloyds

Home & Legacy has agreed with Lloyds TSB Insurance Services Ltd to provide personal...

TBMC revamps website and branding

Buy-to-let and commercial mortgage firm TBMC has revealed its new logo, branding and website....

Paymentshield removes excess

Paymentshield has removed the compulsory excess for accidental damage on its home insurance product...

Financial education chairman revealed

The FSA has announced the appointment of Gerard Lemos as the chairman of the...

Half of property professionals thinking of quitting

Property recruiters Judd Farris has claimed that almost half of all professionals working in...

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COMMENT

Execution-only or (Consumer) Duty of care? The FCA can’t have it both ways

Thankfully, there has been a growing amount of interest and analysis of the FCA’s most recent Consultation Paper – CP25/11 – and it’s somewhat...

The accessibility gap in mortgage tech — and why it matters now

In an industry built on trust and transparency, mortgage brokers can’t afford to overlook digital accessibility. Yet many mortgage portals remain hard to navigate...

Professionalism, planning and portfolio strategy: the evolution of buy-to-let

I took part in a panel session in London earlier this month with some of my lending peers, and it gave us all the...

Rate cut momentum is welcome, but presents challenges for advisers

In recent weeks, we have seen a welcome shift in momentum across the mortgage market. A broad range of lenders have reduced pricing across...

Why now is the perfect time for expats to consider UK holiday lets

If you’re anything like me, Easter, the recent swathe of bank holiday weekends, and a sustained period of sunshine have certainly got me thinking...

Latest news

Atom bank shaves Near Prime rates

Atom bank has announced a fresh round of rate reductions across its Near Prime...

ModaMortgages cuts rates and launches new HMO & MUFB products

ModaMortgages has announced a reduction in rates across its buy-to-let product range, with cuts...

The Loughborough ups later-life interest-only LTV to 70%

Loughborough Building Society has increased its maximum loan to value (LTV) to 70% for...

FCA seeks to reduce reporting burden with overhaul of complaints data process

The Financial Conduct Authority has unveiled proposals to streamline the way firms report complaints...
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