News

Gap between average 2 and 5-year fixes at seven-year low

The difference between the average two-year and five-year fixed mortgage rate has narrowed by...

“Strong year” for Cirencester Friendly

Cirencester Friendly has reported an annual increase in premium income, membership and funds under...

Younger generation more likely to use property to fund retirement

The UK’s younger generation is three times more likely than the older generation to...

Arbuthnot Specialist Finance completes first deal

Arbuthnot Specialist Finance (ASFL) has completed its first loan since announcing its launch in...

New FOS chair revealed

Baroness Zahida Manzoor CBE has been appointed as the new chair of the Financial Ombudsman...

The Saffron agrees exclusive referral deal with Key Partnerships

The Saffron Building Society has entered into an exclusive partnership with equity release referral...

Jason Neale to head up Axis Bank’s buy-to-let business

Axis Bank UK has appointed Jason Neale to take over its buy-to-let lending operation. He...

Kent Reliance for Intermediaries appoints senior BDM for East Midlands

Kent Reliance for Intermediaries (KRFI), part of specialist lending and retail savings group OneSavings...

Mint Bridging makes changes to speed up application process

Mint Bridging has launched a new product proposition. For sub-60% loan to value (LTV) bridging...

LMS expands bank account check to all active cases

LMS has introduced its free Bank Account Check service to help borrowers combat fraud...

Kensington added to Crystal panel

Crystal Specialist Finance (CSF) has added Kensington Mortgages to its lending panel. The move provides...

FCA sets new rules for P2P platforms

The Financial Conduct Authority (FCA) is introducing new rules for the peer-to-peer (P2P) sector. These...

Paradigm members gain access to Gatehouse products

Paradigm Mortgage Services has added Gatehouse Bank to its provider panel. Gatehouse Bank offers a...

The Hinckley & Rugby go live on iFinancial’s AML solution

The Hinckley & Rugby Building Society has gone live on iFinancial’s AMLtrac anti-money laundering...

COMMENT

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Why post-contract variation is becoming the mortgage market’s next battleground

For much of the past decade, mortgage technology investment has focused on origination and with good reason. Faster decisions in principle, automated affordability assessments,...

Latest news

Beverley enhances SIPP income assessment

Beverley Building Society has introduced a tiered approach to assessing income from self-invested personal...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM)...

Conveyancing costs hold at 0.53% of house prices

Conveyancing costs remained unchanged as a proportion of UK house prices during the year...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers...

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