Legal & General Mortgage Club is offering its members access to two exclusive mortgage products from Accord Mortgages.

The first is a three-year reverse stepped tracker, priced at Bank Base Rate plus 3.49% in year one, dropping to BBR+2.99% in year two and BBR+1.49% in year three. It comes with a £995 arrangement fee and maximum LTV of 75%.

The second deal is a two-year fixed rate at 5.99% with a £995 arrangement fee and maximum LTV of 85% including £400 cashback.

Martyn Smith, head of mortgage products at Legal & General, said: “A reverse stepped tracker is not a mortgage product that you will see every day