The Clydesdale and Yorkshire Banks have launched new lower mortgage rates.

The new deals include a selection of fixed and fee offer mortgages to suit different needs and circumstances, from those taking their first step onto the property ladder through to those re-mortgaging or moving home.

The Banks are offering a selection of mortgages which offer a £250 cashback, no funds transfer fee and one free valuation.

These include a three year fixed 95% LTV mortgage at 4.49% and a three year fixed 90% LTV mortgage at 3.09%.

Clydesdale and Yorkshire Bank have also lowered rates for existing homeowners with a range of mortgages to meet different needs and circumstances from a two year fixed 90% LTV mortgage at 2.89% which has no arrangement fee to a five year fixed 90% LTV at 3.39%.