Remortgages

Mortgage lending rises sharply but affordability pressures persist

The Bank of England’s 2025 Q3 Mortgage Lenders and Administrators Return shows a notable...

Barclays cuts mortgage rates across remortgage and existing customer ranges

Barclays has reduced a wide selection of mortgage rates, with several products now dropping...

Newcastle cuts two-year residential rates amid demand for shorter fixes

Newcastle for Intermediaries has cut rates across its two-year residential range for both purchases...

Virgin Money cuts fixed rates and withdraws Retrofit Boost and Own New deals

Virgin Money is reducing selected fixed rates across purchase, remortgage and product transfer ranges...

Santander reduces rates ahead of 2026

Santander has made a further round of rate cuts, effective from 9 December, as...

Mortgage activity picks up in third quarter as FCA review reopens access debate

UK Finance’s third quarter Household Finance Review shows mortgage lending returning to growth after...

Mortgage searches fall by 14.64% after Budget shake up

Twenty7tec’s latest data shows that November brought a clear pause in borrower behaviour, with...

Kensington cuts residential and buy-to-let rates

Kensington Mortgages has lowered rates by up to 0.47% across its residential Select and...

HSBC to further cut residential and buy-to-let mortgage rates

HSBC is set to lower rates across its residential and buy-to-let ranges, including products...

Santander makes third round of November rate cuts as pricing drifts lower

Santander will cut a wide swathe of its residential and buy-to-let pricing next week,...

Mortgage applications rise as lenders drive competition, says Stonebridge

Mortgage applications rose 7% year-on-year in October as borrowers continued to respond to falling...

HSBC to cut residential and buy-to-let mortgage rates

HSBC UK is reducing rates across a wide range of residential and buy-to-let mortgage...

Santander lowers mortgage pricing and unveils new large loan options

Santander is set to cut its residential fixed mortgage rates by up to 0.14...

Foundation Home Loans expands residential range and cuts rates

Foundation Home Loans has announced a series of rate reductions and product enhancements across...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Overseas funds used by almost one in 10 home buyers

Almost one in 10 home buyers use money originating overseas to fund all or...

Two-thirds of landlords’ HMOs achieve EPC ratings of A to C

Two-thirds of houses in multiple occupation owned by landlords surveyed by Paragon Bank have...

HMRC nets £104m from landlord tax disclosures

HM Revenue & Customs recovered £104 million from voluntary landlord tax disclosures in 2025/26...

Bruton Knowles strengthens Midlands valuation team with senior appointment

Bruton Knowles has appointed Jimmy James as an associate in its national valuation team,...

PROFILES