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Mortgage Soup
For mortgage professionals
Mortgages
Product Transfers
Remortgages
First-time buyers
Fixed rates
Self-employed
adverse credit
Near prime
Shared ownership
Free-free mortgages
Green mortgages
interest-only mortgages
Overseas
Trackers
Buy-to-let
Limited Company BTL
HMO/MUFB
Holiday/short-term let
Portfolio BTL
Consumer buy-to-let
Green BTL
Let-to-buy
Specialist
Bridging
Auction finance
Development exit
Development finance
Commercial
Commercial mortgages
Semi-commercial
SME finance
PBSA
Asset finance
Invoice finance
Second Charges
Self-build
Later Life
Equity Release
RIO mortgages
Retirement borrowing
Pensions
Cover
Critical Illness
Income protection
Life cover
PMI
Group protection
General Insurance
LEGAL
Conveyancing
Regulation
Title insurance
Distribution
Technology
Search
Remortgages
Mortgage lending rises sharply but affordability pressures persist
The Bank of England’s 2025 Q3 Mortgage Lenders and Administrators Return shows a notable...
9 December 2025
Barclays cuts mortgage rates across remortgage and existing customer ranges
Barclays has reduced a wide selection of mortgage rates, with several products now dropping...
9 December 2025
Newcastle cuts two-year residential rates amid demand for shorter fixes
Newcastle for Intermediaries has cut rates across its two-year residential range for both purchases...
8 December 2025
Virgin Money cuts fixed rates and withdraws Retrofit Boost and Own New deals
Virgin Money is reducing selected fixed rates across purchase, remortgage and product transfer ranges...
8 December 2025
Santander reduces rates ahead of 2026
Santander has made a further round of rate cuts, effective from 9 December, as...
7 December 2025
Mortgage activity picks up in third quarter as FCA review reopens access debate
UK Finance’s third quarter Household Finance Review shows mortgage lending returning to growth after...
3 December 2025
Mortgage searches fall by 14.64% after Budget shake up
Twenty7tec’s latest data shows that November brought a clear pause in borrower behaviour, with...
2 December 2025
Kensington cuts residential and buy-to-let rates
Kensington Mortgages has lowered rates by up to 0.47% across its residential Select and...
27 November 2025
HSBC to further cut residential and buy-to-let mortgage rates
HSBC is set to lower rates across its residential and buy-to-let ranges, including products...
19 November 2025
Santander makes third round of November rate cuts as pricing drifts lower
Santander will cut a wide swathe of its residential and buy-to-let pricing next week,...
16 November 2025
Mortgage applications rise as lenders drive competition, says Stonebridge
Mortgage applications rose 7% year-on-year in October as borrowers continued to respond to falling...
12 November 2025
HSBC to cut residential and buy-to-let mortgage rates
HSBC UK is reducing rates across a wide range of residential and buy-to-let mortgage...
10 November 2025
Santander lowers mortgage pricing and unveils new large loan options
Santander is set to cut its residential fixed mortgage rates by up to 0.14...
9 November 2025
Foundation Home Loans expands residential range and cuts rates
Foundation Home Loans has announced a series of rate reductions and product enhancements across...
7 November 2025
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Page 7 of 50
COMMENT
Comment
Mortgage maturity: A golden opportunity for advisers
Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...
28 July 2026
Rates are moving and regulation is evolving
Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...
27 July 2026
Building tomorrow’s mortgage market: AI built on trust, governance and confidence
The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...
27 July 2026
The protection prompt: what AI still needs to get right
The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...
27 July 2026
Why second charges are helping Right to Buy borrowers do more with their home
For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...
27 July 2026
Latest news
News
Overseas funds used by almost one in 10 home buyers
Almost one in 10 home buyers use money originating overseas to fund all or...
28 July 2026
Buy-to-let
Two-thirds of landlords’ HMOs achieve EPC ratings of A to C
Two-thirds of houses in multiple occupation owned by landlords surveyed by Paragon Bank have...
28 July 2026
Buy-to-let
HMRC nets £104m from landlord tax disclosures
HM Revenue & Customs recovered £104 million from voluntary landlord tax disclosures in 2025/26...
28 July 2026
Appointments
Bruton Knowles strengthens Midlands valuation team with senior appointment
Bruton Knowles has appointed Jimmy James as an associate in its national valuation team,...
28 July 2026
PROFILES
Toni Smith on the human factor and the fourth emergency service
The AI questions the mortgage industry needs to ask – and address
Claire Cherrington on the opportunities ahead for mortgage clubs