Remortgages

64% of remortgagors secured a lower rate

11% of borrowers who remortgaged in December did so to pay off other debts...

New record peak in secured lending

October secured lending totalled £98.5m, increasing 6% from the previous record set in September,...

BBA: gross mortgage borrowing up 24% year-on-year

The British Bankers' Association (BBA) has stated that gross mortgage borrowing of £12.4 billion...

Nine-year high for equity withdrawals

The total amount of equity withdrawn through remortgaging reached £837m in the final month...

New buy-to-let deals from TSB

TSB Bank has launched two new mortgages for buy-to-let landlords looking to remortgage. Both deals are for...

Mortgage brokers “have high expectations for remortgaging”

There was a record high in the level of mortgage intermediaries’ confidence in the prospects...

BTL purchases to outstrip remortgages this quarter?

The latest Complex Buy-to-Let Index from Mortgages for Business has found that last year...

Remortgage market remaining extremely strong

The number of borrowers renewing their mortgage has doubled year-on-year in the six months...

New high for remortgaged equity withdrawal

The average amount of equity withdrawn from remortgaging has hit a new record of...

Rise in brokered remortgage volumes

31% of borrowers who remortgaged in November, did so to increase the size of...

Rise in house purchase lending

The Autumn Statement accompanied a house purchase lending jump this November, but first-time buyers...

BoE: 8.5% rise in gross advances

The proportion of lending for house purchase in the third quarter of the year...

Costs of failing to remortgage revealed

14% of homeowners attempting to remortgage in the past two years have failed to...

TSB tweaks rates

TSB has made rate adjustments to three residential mortgages available through brokers.  TSB’s two-year fixed and...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Overseas funds used by almost one in 10 home buyers

Almost one in 10 home buyers use money originating overseas to fund all or...

Two-thirds of landlords’ HMOs achieve EPC ratings of A to C

Two-thirds of houses in multiple occupation owned by landlords surveyed by Paragon Bank have...

HMRC nets £104m from landlord tax disclosures

HM Revenue & Customs recovered £104 million from voluntary landlord tax disclosures in 2025/26...

Bruton Knowles strengthens Midlands valuation team with senior appointment

Bruton Knowles has appointed Jimmy James as an associate in its national valuation team,...

PROFILES