Mortgages

Funding for Lending behind lending growth

House purchase lending in October grew by 10% compared to September as the Funding...

Quarterly growth in buy-to-let lending

The value of buy-to-let mortgages taken out in the third quarter of this year...

The Leeds makes rate reductions to three-year fixes

Leeds Building Society’s three-year fixed rate mortgage at 85% LTV has been reduced from...

Co-op throws down the gauntlet with FTB deal

The Co-operative Bank has targeted first time buyers with a new product. It has launched...

Rise in expat property activity in the UK

Connect Overseas is seeing growth in enquiries from brokers who have expatriate clients looking...

Post Office cuts mortgage rates

Post Office has reduced mortgage rates by up to 0.47 percentage points on a...

Average buy-to-let LTVs continue to increase

As the buy-to-let mortgage market has expanded more lenders are now offering higher loan-to-value...

PMS adds the Mansfield to panel

The Mansfield Building Society has been appointed to the lender panel of PMS. The...

New 60% LTV deals from the Chelsea

Chelsea Building Society has unveiled a new five-year fix at 2.94%. The brand is offering...

Sesame Bankhall adds Scottish BS to lender panels

Scottish Building Society has been added to the Sesame and PMS lender panels. The...

NatWest IS offers 2.99% five-year fix

NatWest Intermediary Solutions has cut the rate on its five-year fixed rate, 60% LTV,...

New BTL deals from Accord Mortgages

Accord Mortgages is launching a new range of buy-to-let products on 1 November. Eight low-fee...

Growth in mutual mortgage lending

Gross mortgage lending by building societies and other mutual lenders was £2.5 billion in...

The Leeds extends BTL fix

Leeds Building Society has extended its fixed rate buy-to-let deal, at 5.99% for two...

COMMENT

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Latest news

Broker Conveyancing launches £175 remortgage package

Broker Conveyancing has introduced a fixed-price remortgage conveyancing package through its new online hub. The...

Buckinghamshire BS cuts residential and specialist rates

Buckinghamshire Building Society has reduced mortgage rates across its residential and specialist lending ranges,...

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

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