Mortgages

Drive for increased market share behind Santander’s BTL changes

Santander for Intermediaries (SFI) has made changes to its buy-to-let lending criteria as it...

Rate cuts and new fix from the Cambridge

The Cambridge Building Society is reducing rates on three of its current mortgage products...

Low interest rates behind overpayment popularity

Mortgage overpayments are exceeding £9 billion each year, according to new research from Santander...

NatWest IS cuts rates and ERCs

NatWest Intermediary Solutions is cutting the early repayment charges (ERCs) payable on its two...

New funding for Norton Finance

Norton Finance has secured a new financing facility from Royal Bank of Scotland Corporate...

Change in typical profile of mortgage applicants

There was a growth in activity from lenders and borrowers across the market during...

Hinckley & Rugby cuts three rates

The Hinckley & Rugby Building Society has reduced the interest rate on three mortgages. The...

PMS and Sesame offer 80% LTV exclusives for impaired credit

PMS members and appointed representatives of Sesame now have exclusive access to a...

New deals from Tesco Bank

Tesco Bank has cut rates on a number of its fixed rate and tracker...

Nationwide accounts for 22% of all FTB lending

Over the six months to 30 September 2013, the Nationwide Group increased its gross...

High times for remortgaging market

Chartered surveyors Connells Survey & Valuation has reported that remortgaging activity in 2013 is...

Costs of buy-to-let fixed rates rise

An increase in the cost of longer term swap rates has led to a...

Post-crunch record level in house purchase lending

House purchase lending rose for the eighth month in a row in October, reaching...

Precise cuts fixed rates

Precise Mortgages has reduced pricing on its fixed rate Home Owner mortgage products. Fixed...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Foundation backs complex Oxfordshire holiday-let purchase

Foundation has provided a £153,700 mortgage for an experienced landlord buying a newly developed...

Openwork adds Perenna and West One to mortgage panel

The Openwork Partnership has added Perenna and West One to its mortgage lending panel,...

Bank of England holds rate at 3.75% as energy risks cloud outlook

The Bank of England has kept Bank Rate at 3.75% amid concern that higher...

TML and Bluestone cut selected residential mortgage rates

The Mortgage Lender and Bluestone Mortgages have reduced selected residential mortgage rates by up...

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