Mortgages

IMLA members upbeat about 2013

There is optimism about the prospects for the UK mortgage market this year within the intermediary...

The Leeds cuts rate on shared ownership mortgage

The Leeds Building Society has reduced the rate on its two-year fixed rate shared...

2% fall in purchase approvals last year

During 2012, approvals for house purchase were 2% lower than in 2011 but ended...

TBMC launches three new buy-to-let exclusives

TBMC has launched three new exclusive buy-to-let mortgages through the Hinckley & Rugby Building...

Good time to take out a five-year fix

The average five-year fixed rate for mortgage borrowers in December 2012 was better than...

French buy-to-let attracting foreign investors

UK and international investors are being drawn towards buy-to-let French properties as French mortgage...

Principality introduces 95% LTV mortgage

Principality has announced the launch of a new 95% LTV five year fixed rate...

Remortgage market to return to growth in 2013

Monthly gross remortgage lending fell by £404m in December to £2.7bn, according to LMS's...

Leeds reduces share ownership rate

The Leeds Building Society has lowered the rate on its two-year fixed rate shared...

Chelsea makes fixed rate cuts

The Chelsea has cut rates on short term fixed rate mortgages by up to...

New base rate trackers from the Skipton

Skipton Building Society has cut the interest rates on its two-year base rate tracker...

CML more positive than 12 months ago

Gross mortgage lending in December reached an estimated £11.7 billion, according to the Council...

PMS/Sesame launch exclusive product with the Furness

PMS mortgage club members and appointed representatives of Sesame network now have access to...

TBMC lowers Skipton three-year buy-to-let fixed rates

TBMC is now offering two new three-year fixed rate buy-to-let mortgages with Skipton Building...

COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you...

Richard Goppy to rejoin PMS as director of acquisition and key accounts

PMS Mortgage Club has confirmed the appointment of Richard Goppy as director of acquisition...

Renters’ Rights Act to reshape buy-to-let risk models

The Renters’ Rights Act is set to trigger a fundamental shift in how lenders assess risk...

MAB research shows confidence among buyers is rising, but many still hesitate

More than half of prospective buyers say they are ready to purchase in 2026,...

PROFILES