Mortgages

RBS Intermediary Partners to relaunch next week

The Royal Bank of Scotland Group will re-launch RBS IP on Monday (2...

BBA: 32% year-on-year rise in gross mortgage borrowing

The British Bankers' Association (BBA) has reported gross mortgage borrowing of £9.9bn in October,...

Remortgage lending up nearly 30% year-on-year

Monthly gross remortgage lending increased by £26m in October to £4.73bn, according to LMS....

Gross mortgage lending at five-year high

The Council of Mortgage Lenders (CML) has estimated that total gross mortgage lending increased...

Drive for increased market share behind Santander’s BTL changes

Santander for Intermediaries (SFI) has made changes to its buy-to-let lending criteria as it...

Rate cuts and new fix from the Cambridge

The Cambridge Building Society is reducing rates on three of its current mortgage products...

Low interest rates behind overpayment popularity

Mortgage overpayments are exceeding £9 billion each year, according to new research from Santander...

NatWest IS cuts rates and ERCs

NatWest Intermediary Solutions is cutting the early repayment charges (ERCs) payable on its two...

New funding for Norton Finance

Norton Finance has secured a new financing facility from Royal Bank of Scotland Corporate...

Change in typical profile of mortgage applicants

There was a growth in activity from lenders and borrowers across the market during...

Hinckley & Rugby cuts three rates

The Hinckley & Rugby Building Society has reduced the interest rate on three mortgages. The...

PMS and Sesame offer 80% LTV exclusives for impaired credit

PMS members and appointed representatives of Sesame now have exclusive access to a...

New deals from Tesco Bank

Tesco Bank has cut rates on a number of its fixed rate and tracker...

Nationwide accounts for 22% of all FTB lending

Over the six months to 30 September 2013, the Nationwide Group increased its gross...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

The Swansea reports mortgage growth at AGM

Swansea Building Society has reported growth in assets, mortgages, savings and capital reserves for...

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

PROFILES