Mortgages

Three-quarters not putting cash aside for rate rises

61% of homeowners are uncertain when UK interest rates might rise, according to research...

The Leeds lifts booking fee

The Leeds Building Society has removed the £199 booking fee from across its entire...

First Direct cuts fixed rates

First Direct has reduced all of its fixed rate mortgages at 65% and 75%...

Proc fee hike from Skipton Intermediaries

Skipton Intermediaries has increased its mortgage procuration fees. Proc fees will rise to 0.40%...

New Year proc fee rise from Accord Mortgages

Accord Mortgages has announced a increase in procuration fees across its residential mortgage range. The...

The Nottingham to hike proc fees

The Nottingham Building Society is to raise its procuration fees to 0.40% in January. The...

Govt recommendations to strengthen enforcement decisions

The government has published a series of recommendations to help the Financial Conduct Authority...

NatWest IS to cut rates

NatWest Intermediary Solutions is introducing a number of rate reductions to its intermediary range of...

Transactions fall to same level as last November

The Council of Mortgage Lenders has estimated that gross mortgage lending reached £16.9 billion...

Vantage unveils specialist packaging division

Vantage Finance has introduced a new packaging division which will offer intermediaries specialist...

Brokers praise Mortgage Vision events

96% of attendees of the 2014 series of Mortgage Vision events rated them...

The Skipton cuts three and five-year fixed rates

The Skipton Building Society has reduced interest rates on all of its current residential...

P2P will redistribute the profits of buy-to-let

The mortgage industry is going to be 'revolutionised' by peer-to-peer finance, starting with secured...

Metro Bank expands intermediary lending area

Metro Bank has moved to widen its lending area for intermediaries. Brokers will...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Leeds lending falls amid technology investment

Leeds Building Society completed £2bn of gross mortgage lending during the first half of...

Foundation revives buy-to-let products and cuts holiday let rates

Foundation Home Loans has refreshed its buy-to-let mortgage range, bringing back several products, adding...

UK residential property transactions edge higher in June

UK residential property transactions rose modestly in June, suggesting that underlying market activity is...

Buyers turn to 1.5 million homes rejected by mainstream lenders

About 1.5 million homes across Britain may fall outside mainstream mortgage criteria, according to...

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