Mortgages

DeVere Mortgages launches due to expat demand

DeVere United Kingdom has launched a new, standalone brand called deVere Mortgages. The FCA-regulated firm...

The Yorkshire unveils two-year fix at 95% LTV

The Yorkshire Building Society has launched a 4.49% mortgage for borrowers with a 5%...

Rates cut by Scottish Widows Bank

Scottish Widows Bank has reduced rates on its Professional and Flexible mortgage product range. Two...

Barclays confirms new buy-to-let affordability policy

Barclays will now allow any shortfall in the rental income used to calculate buy-to-let...

New five-year fixes from Accord Mortgages

Accord Mortgages has launched a range of 65% and 75% LTV five-year fixed rate...

Banks expect 2014 mortgage market growth

Gross mortgage borrowing in December was £10.0 billion, 12% lower than in the same...

Lowest ever two-year fix from Platform

Platform has cut its residential two-year fixed rate to 1.59% from its previous record low...

Largemortgageloans.com partners with Julian Harris Network

Largemortgageloans.com has begun a new partnership agreement with Julian Harris Network to deliver its...

Sesame Bankhall Group to hold national mortgage conference

Sesame Bankhall Group (SBG) has announced a new national conference for mortgage advisers. The...

AMI backs Treasury EU directive implementation

The Association of Mortgage Intermediaries (AMI) has welcomed the Treasury's response to last year's...

New higher fee/lower rate from NatWest IS

NatWest Intermediary Solutions will be adding four new higher fee/lower rate 60% LTV mortgage deals...

Brightstar hires its first BDM

Brightstar has appointed Chris Bennett as its first business development manager (BDM). He will report...

Paradigm announces award winners

Paradigm Mortgage Services has revealed the yearly winners of its Lender and Provider Awards. ...

Virgin Money cuts rates across intermediary range

Virgin Money has made rate cuts to a selection of residential mortgage products. It has...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Leeds lending falls amid technology investment

Leeds Building Society completed £2bn of gross mortgage lending during the first half of...

Foundation revives buy-to-let products and cuts holiday let rates

Foundation Home Loans has refreshed its buy-to-let mortgage range, bringing back several products, adding...

UK residential property transactions edge higher in June

UK residential property transactions rose modestly in June, suggesting that underlying market activity is...

Buyers turn to 1.5 million homes rejected by mainstream lenders

About 1.5 million homes across Britain may fall outside mainstream mortgage criteria, according to...

PROFILES