Mortgages

It’s the supply, stupid

At the Council of Mortgage Lenders' (CML) annual lunch on Friday 17 April, the...

Why the network model is not dead

Perhaps understandably there has been a lot of focus (once again) on the future...

HSBC launches sub-1.99% five-year fix

HSBC is launching a five-year fix below 2% on Monday 20 April. It is available at...

Lloyds revamps product range

Lloyds Bank has announced changes to its mortgage product range. For homemovers, 90% LTV two...

Keystone unveils online illustration for Solutions range

Keystone has introduced a service whereby brokers wanting to give their landlord clients a...

New deals and rate cuts from Halifax Intermediaries

Halifax Intermediaries has launched a new two-year fixed product for home movers, as well...

Paradigm on the road to Yorkshire

In April, Paradigm Mortgage Services, the mortgage services proposition, will be attending and hosting...

HSBC admits US mortgage data breach

HSBC has told the Attorney General in the US state of New Hampshire that...

Stonebridge sees year-on-year completion rise

Stonebridge Group has reported a year-on-year increase in mortgage completion cases for the first...

45% would consider buy-to-let for retirement income

21% of savers either regret or are unsure about saving into pensions to fund...

New Barclays reward programme to include mortgages

Barclays has announced a new rewards programme called Barclays Blue Rewards. Launching on 20 April,...

Crystal Mortgages rebrands to highlight core markets

Midlands-based Crystal Mortgages has rebranded to Crystal Specialist Finance. It is highlighting five distinctive...

Two-thirds of all BTL transactions are now remortgages

In the first quarter of 2015, 66% of mortgages against standard or ‘vanilla’ buy-to-let...

Citizens Advice calls for end to “PPI scandal”

Citizens Advice has called on the banking industry to end the PPI scandal once...

COMMENT

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has been dominated by technology. Every week seems to bring another...

Latest news

Stamp duty and community ties deter older homeowners from downsizing

Nearly 60% of over-65s have considered downsizing, but financial costs, community ties and a...

HSBC eases fixed-term contract criteria for residential borrowers

HSBC has widened its residential lending criteria for certain applicants employed on fixed-term contracts. Medical...

Stamp duty and community ties stall downsizing

Nearly three in five over-65s have considered downsizing but stamp duty, family ties and...

Fairfax steps down as Catalyst CEO

Catalyst Property Finance founder Chris Fairfax is stepping down as chief executive following the...

PROFILES