Mortgages

New mortgage lending increases

Approvals for house purchase last month were up 24% over last May, according to...

Retention products “at odds with” principles of MMR

It is unlikely that retention products will satisfy client suitability principles in the post...

Strong growth in remortgaging

Monthly gross remortgage lending rose by £576m in May to £3.9bn, according to latest...

Making light work of the MMR

As mortgage availability improves and last year’s concerns over the threat of dual pricing...

Let’s not ‘innovate’ ourselves into another disaster

I’ve written before about the use of the word ‘innovation’ in the mortgage marketplace...

Precise Mortgages revamps home owner proposition

Precise Mortgages has simplified its Home Owner range. Rates have been cut and now start...

New Chelsea fix at 1.64%

Chelsea Building Society has made further reductions to its mortgage range. Its offering now includes...

Fixes at lowest levels since the credit crunch began

May was the cheapest month for fixed rate mortgages since the onset of the...

Widespread rate cuts from Barclays

Barclays is reducing mortgage rates by up to 70 basis points and launching new...

Lowest ever fixed rate for The Mortgage Works

The Mortgage Works (TMW) will tomorrow (21 June) unveil its lowest ever fixed rate...

21% rise in gross mortgage lending

Total gross mortgage lending in May increased to an estimated £14.7 billion, according to...

Mortgages for Business launches Metro Bank BTL exclusives

Mortgages for Business is now offering two exclusive buy-to-let mortgage products from Metro...

Accord the latest lender to offer seven-day deals

Accord Mortgages has unveiled a seven day promotion. The lender is offering eight products with...

Post Office wants major growth in its mortgage lending

The Post Office has revealed it wants to lend £2.5 billion in mortgage by...

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COMMENT

Trump’s crazy tariffs could actually be good news for UK landlords

In an unexpected twist, Donald Trump’s return to the global stage with a fresh wave of tariffs could end up doing UK landlords a...

The business case for Artificial Intelligence

Artificial Intelligence (AI) has been part of the daily news agenda for a couple of years now and there are tremendous opportunities for the...

Rise of AI: from virtual assistants to strategic value

Artificial Intelligence is transforming industries. It’s streamlining operations, creating new possibilities. The shift is no longer theoretical, even in the mortgage industry; it’s now...

Imposter syndrome & anxiety: how nutrition and lifestyle can help

Have you ever felt like a fraud, despite your achievements? Like you don’t truly deserve your success, and at any moment, someone will find...

Don’t knock 100% mortgages – they’re viable and necessary

I’ve read a lot of commentary over the past few weeks on the return of 100% mortgages – most of it filled with doom-laden...

Latest news

West One reduces residential mortgage rates by up to 30bps and introduces £1,000 cashback remortgage product

Specialist lender West One Loans has implemented a series of rate reductions across its...

Household credit creeps up as lenders point to more optimism… but at a cost

British households are borrowing more – and lenders are increasingly willing to let them...

Newcastle cuts shared ownership rates by up to 55bps

Newcastle for Intermediaries has announced rate reductions of up to 55 basis point s...

Paragon Bank promotes Tim Sweetman to national account role

Paragon Bank has appointed Tim Sweetman as its new mortgages national account manager, marking...