Mortgages

BoE proposes BTL affordability tests

The Bank of England is seeking to further clamp down on the UK's buy-to-let...

BoE seeks to define ‘portfolio landlord’

The Bank of England's Prudential Regulatory Authority (PRA) intends to establish a standard definition of...

New exclusives from Post Office for Intermediaries

Post Office for Intermediaries has improved its product range with Legal & General Mortgage Club...

Situation improving for non-standard borrowers

An increasing number of mortgage borrowers are seeing their applications for mortgage loans being...

OneSavings Bank acquires £112m mortgage portfolio

OneSavings Bank plc has completed the purchase of a portfolio of UK first charge...

New remortgage deals from TSB

TSB has unveiled a new range of remortgage products available to homeowners with small...

Buoyant February for remortgaging

Monthly gross remortgage lending fell to £4.4bn in February 2016, down by 24% from...

Approvals up 26% year-on-year

The British Bankers' Association (BBA) has reported that gross mortgage borrowing of £13.2 billion...

CSF partners with Pepper Homeloans

Crystal Specialist Finance (CSF) has entered into a strategic partnership with Pepper Homeloans. Pepper has...

Kensington to launch with specialist distributors

Kensington has confirmed that it will be launching with specialist distributors next month. The lender will...

New Street partners with L&G Mortgage Club

New Street Mortgages has announced a new distribution partnership with Legal and General Mortgage...

Lloyds launches mortgage advice via video at home

A new service is offering Lloyds Bank and Halifax customers the ability to speak...

New hires for SimplyBiz Mortgages

SimplyBiz Mortgages has appointed Hannah Keane and Brian Wills as it develops its face-to-face contact...

Brokers benefiting from BTL surge

The Nottingham Building Society has confirmed that buy-to-let landlords have caused a rise in advice enquiries...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Remortgage searches rise 7% in July

Residential remortgage searches increased by 7% during July as purchase and buy-to-let activity weakened,...

LEASE launches lease extension cost tool

The Leasehold Advisory Service has launched a free online tool enabling leaseholders to check...

Vida mortgage lending more than doubles to £840m

Vida Group Holdings increased gross mortgage lending to £840m during the first half of...

Affordability blocking housing recovery

Improving confidence is encouraging buyers back into the housing market but affordability remains the...

PROFILES