Mortgages

The Mansfield broadens shared ownership availability

The Mansfield Building Society has widened the availability of its shared ownership scheme by...

AToM to hold expo and gala dinner

All Types of Mortgages Ltd (AToM) is holding a specialist lender expo on 30...

New associates for the CML

The Council of Mortgage Lenders (CML) has announced the addition of another five new...

London & Country considers flotation

The board of directors of London & Country Mortgages have responded to speculation that...

FHL simplifies criteria and reprices limited company deals

Foundation Home Loans has introduced a new range with reduced rates on prime fixed products...

Fleet’s BlackRock arrangement passes £500m mark

Fleet Mortgages has revealed that its relationship with asset manager BlackRock has so far resulted...

Saffron adds interest-only to occupational range

Saffron For Intermediaries is providing interest-only options across its occupational range of loan products. The occupational range...

Prestige Finance simplifies prime offering

Prestige Finance has simplified its mortgage range by creating a single prime range for loans...

HSBC unveils 0.99% two-year fix

HSBC has launched a two-year fixed rate mortgage at 0.99%. The deal commands a £1,499 product...

16% have never changed their mortgage

2.5 million people in Britain, equivalent to 16% of all mortgage holders, have never...

43% of brokers adversely affected by referendum

A new poll of over 200 finance brokers operating in the fields of bridging,...

Capricorn agrees five-year extension with Openwork

Openwork has announced that Capricorn Financial, its largest Appointed Representative (AR) by mortgage applications...

Halifax unveils first-time buyer offer

Halifax is offering first time buyers and home movers a £500 gift card for...

Strong remortgage activity in May

LMS has revealed that 56% of those remortgaging in May took advantage of the...

COMMENT

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Latest news

Regional divide reshapes landlord investment plans

Landlords are reassessing where they invest as regional differences in yields, arrears and void...

Saffron challenges five complex income myths

Saffron for Intermediaries has urged brokers not to dismiss complex income cases as changing...

Accord cuts selected mortgage rates by up to 0.18%

Accord Mortgages will reduce selected residential and buy-to-let mortgage rates by up to 0.18%...

Scottish BS deploys AI across all customer interactions

Scottish Building Society has partnered with Malted AI to analyse every customer interaction across...

PROFILES