Mortgages

New 95% LTV rates from the Hinckley & Rugby

The Hinckley & Rugby Building Society has today cut the interest rates on six 95%...

MPC expects inflation to hit 2% sooner than expected

The Bank of England's Monetary Policy Committee (MPC) has once again voted to maintain...

Hinckley & Rugby outlines new BTL stress test policy

The Hinckley & Rugby Building Society has revealed its new lending policy for buy-to-let mortgages. The...

CML revises 2017 lending forecasts downwards

The Council of Mortgage Lenders (CML) has published new housing market forecasts. Its lending forecasts for 2017 have been...

Client retention key priority for most brokers

Legal & General has found that 90% of brokers believe that client retention is a...

Clever Lending partners with Kensington 

Clever Lending is to distribute Kensington Mortgages range of specialist and buy-to-let mortgages.  The partnership will see Clever Lending...

New deals from Magellan Homeloans

Magellan Homeloans has launched two new product ranges and cut its fixed rates pricing.  The changes,...

Intermediary sentiment improving

Paragon Mortgages’ latest Financial Advisors Confidence Tracking (FACT) Index report has found an improvement...

Barclays simplifies BTL affordability assessment

Barclays has become the latest lender to respond to the Prudential Regulation Authority's (PRA) new...

8% fall in homeowner loans

  The Council of Mortgage Lenders (CML) has revealed that homeowners borrowed £10.5bn for house purchase...

Accord offers five-year offset deals

Accord Mortgages has launched a new range of five-year offset mortgages. They are aimed at...

Borrowers oblivious to size of their debt

Three in five mortgage borrowers are unable to say what’s left to pay on...

Gender disparity in understanding of base rate effect

Only 27% of mortgage-paying homeowners understand how cuts to the Bank of England’s base...

Contractors reveal their mortgage fears

Accord Mortgages has found that contractors believe they will experience more obstacles than permanent employees...

COMMENT

Advisers need an answer for evolving landlords

It’s a tough time to be a landlord. The succession of changes to tax and regulation made in recent years - with the Renters’...

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Latest news

Retirement drives more than half of financial advice enquiries

Retirement concerns account for more than half of financial advice enquiries received by Inzuzo,...

Friends and family offer route on to property ladder for single buyers

More than half of prospective buyers would consider purchasing a home with a friend...

Newcastle expands broker mortgage range with higher-LTV deals

Newcastle for Intermediaries has expanded its mortgage range with the return of higher loan-to-value...

Mortgage arrears and possessions fall in second quarter

The number of UK mortgages in arrears declined in the second quarter of 2026,...

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