Mortgages

Clydesdale Bank to cut fixed mortgage rates by up to 0.30%

Clydesdale Bank is set to reduce rates across several of its mortgage ranges from...

HSBC raises income multiple for Premier borrowers to 6.5 times salary

HSBC UK has increased the maximum loan-to-income (LTI) ratio available to its Premier customers...

Average mortgage rate falls below 5% for first time in a month

The average UK mortgage rate has dipped below 5% for the first time in...

LendInvest cuts residential mortgage rates by up to 15bps

LendInvest Mortgages has reduced rates by up to 15 basis points across its Premier...

Chris Williams on being the architect of connection

For most of the last decade Chris Williams has been dissecting the machinery of...

Brokers urge 0.25% rate cut to revive housing market

Most mortgage brokers believe a small cut to the Bank of England’s Base Rate...

Residential transactions rise again ahead of Budget

UK property transaction figures for September suggest that market activity continues to recover, with...

House prices edge higher as market shows signs of resilience

UK house prices rose slightly in October, according to Nationwide’s latest house price index,...

The Monmouthshire partners with Phoebus in five-year digital transformation deal

Monmouthshire Building Society has signed a five-year agreement with Phoebus Software to provide account...

Buyers Face £2.2m price tag to secure a slice of history this Halloween

Aspiring homeowners looking to live like royalty this Halloween may find the dream of...

Perenna expands long-term fixed rate range

Perenna has broadened its range of long-term fixed rate mortgages, introducing new seven, 10...

Barclays’ reductions to see rates below 4%

Barclays will reduce rates across its residential mortgage range from tomorrow, 31 October, with...

Atom bank urges more near-prime flexibility and education

Atom bank has called for lenders to adopt greater flexibility and understanding towards borrowers...

HSBC cuts mortgage rates and expands energy-efficient home range

HSBC UK is reducing rates and broadening its product suite for both residential and...

COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

Mortgage industry bodies launch new ED&I survey

AMI and IMLA have launched a new industry-wide survey aimed at measuring progress on...

Landbay turns to broker education as Renters’ Rights Act reforms approach

Landbay is set to host a broker-focused webinar examining the implications of the Renters’...

Fleet cuts five-year buy-to-let fixes and widens 75% LTV options

Fleet Mortgages has cut pricing on selected five-year fixed buy-to-let products and expanded its...

HSBC UK cuts mortgage rates by up to 25bps across residential and buy-to-let range

HSBC UK has reduced mortgage rates across parts of its residential and buy-to-let range,...

PROFILES