Mortgages

Net mortgage approvals highest since August 2022

The Bank of England has published its Money & Credit data for October. Net borrowing...

Borrowers not yet benefitting from lower costs

Borrowers are spending over two-fifths of their salary on mortgage repayments, according to new...

Target Group partners to provide 20-second DiP

Target Group has joined forces with Provenir, a decisioning software provider, to help power...

7.34m people in UK earn income from multiple jobs

The ongoing cost-of-living crisis and persistent inflationary pressures continue to affect millions across the...

LiveMore wants wider industry support for mortgage prisoners

LiveMore has expressed its support for mortgage prisoners and is calling on the wider...

Gen H partners to launch new Property Decisioning Engine

Gen H has partnered with Legal & General Surveying Services and Rightmove to launch...

LiveMore ups standard mortgage LTV ratio

LiveMore has increased the loan to value (LTV) ratio on its standard interest-only mortgages...

Rosemount Financial Solutions (IFA) partners with Perenna

Rosemount Financial Solutions (IFA) has added mortgage bank Perenna to its lender panel. The partnership...

Marsden BS unveils 95% LTV residential deals

Marsden Building Society has launched two new residential mortgage products at 95% loan to...

Dudley BS provides £998k remo for child’s FTB purchase

Dudley Building Society, in collaboration with mortgage specialist SPF Private Clients, has completed a...

Virgin Money new purchase exclusives with free valuations

Virgin Money is launching new products tomorrow (Friday 22 November). It has also increased a...

New deals: Vida improves affordability and simplifies criteria

Vida has made changes to help more clients and better broker's experience of the...

Q&A: Matt Harrison, finova Broker

Mortgage Soup fires the questions at Matt Harrison, commercial director, finova Broker. Mortgage Soup (MS):...

West One revamps criteria to open up to more residential borrowers

West One Loans is to add two new credit tiers to its residential range...

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COMMENT

We need clearer guidance on Stamp Duty advice

Just over a week ago Angela Rayner resigned following the discovery of a Stamp Duty breach on a flat she owns in Hove. She...

AI could make obsolescence obsolete and slash global e-waste

For decades, technology has been trapped in a cycle of forced obsolescence. Each year, a new iPhone or Android release quietly renders last year’s...

Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Latest news

Fear of rejection deters thousands from applying for a mortgage

More than a third of would-be homebuyers say the fear of being rejected is...

Foundation Home Loans expands buy-to-let criteria to include social housing lettings

Foundation Home Loans has widened its buy-to-let criteria to accept single household properties let...

Pepper Money appoints new BDM in second charge team

Pepper Money has promoted Nicholas East to business development manager in its second charge...

Assetz Capital backs £506,250 residential bridging deal in Holywood

Assetz Capital has completed an 18-month bridging facility worth £506,250, secured against a prime...