Mortgages

Cashback, remortgages and adviser opportunity in 2026

A recent flood of mortgage products into the market offering cashback prove it has...

One in three first-time buyers house-hunting with deposits of at least 25%

A significant minority of first-time buyers searching for mortgages are entering the market with...

Virgin Money launches new 80% LTV fixes alongside wider pricing increases

Virgin Money has confirmed a new round of mortgage product changes, including the launch...

Pivotal expands specialist mortgage advice footprint with CLS Money and Simply Lending deals

Pivotal Growth Limited has completed the acquisition of CLS Money Limited and entered into...

Acre enables Halifax API submissions, taking direct residential case coverage beyond 50%

Acre has partnered with Halifax to allow brokers to run Decisions in Principle directly...

House price growth ticks up as affordability boosts buyers

UK house price growth edged higher in January with values rising modestly as improving...

Griffin appointed chief risk officer at Afin Bank

Afin Bank has appointed Rebecca Griffin as chief risk officer as it continues to...

George Gee steps into role as Chetwood Bank’s MD of mortgages

George Gee has today stepped into the role of Chetwood Bank’s managing director of...

Access FS partners with Islamic home finance provider StrideUp

Access Financial Services has signed a new partnership with UK-based home-financing fintech company StrideUp. The...

Autonomous AI is waiting for us

The UK rightly prides itself on having one of the most respected financial services...

TOM BILL: Rate cut expectations fade amid mixed signals

Borrowing costs have risen in recent weeks for reasons that include stronger-than-expected UK economic...

Millions of homes still fail decency tests despite energy gains

Millions of homes in England continue to fall short of basic quality standards even...

Think you know CeMAP? Maybe it’s time to think again

Anyone who wants to work as a mortgage adviser in the UK needs to...

Mortgage market cools as remortgaging rebounds

UK mortgage activity steadied in December as house purchase approvals slipped but remortgaging gathered...

COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you...

Richard Goppy to rejoin PMS as director of acquisition and key accounts

PMS Mortgage Club has confirmed the appointment of Richard Goppy as director of acquisition...

Renters’ Rights Act to reshape buy-to-let risk models

The Renters’ Rights Act is set to trigger a fundamental shift in how lenders assess risk...

MAB research shows confidence among buyers is rising, but many still hesitate

More than half of prospective buyers say they are ready to purchase in 2026,...

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