Mortgages

First-time buyers dominated UK mortgage market in 2024

Nearly seven in ten mortgage customers in 2024 were first-time buyers, according to new...

Precise cuts rates and boosts appeal for first-time buyers

Specialist lender Precise, part of the OSB Group, has announced a comprehensive refresh of...

Mortgage approvals on track to top 780,000 in 2025 as market confidence builds

Mortgage approvals are set to surpass the 780,000 mark by the end of 2025,...

UK housing market rebounds: busiest May for home sales since 2021 boom

The UK housing market recorded its strongest May in four years, with the number...

Family BS cuts rates and adds ‘high-loan’ options

Family Building Society has launched a refreshed mortgage product range featuring rate reductions of...

Mortgage brokers report near-record confidence as market rebounds

Confidence among UK mortgage intermediaries has rebounded to near-record highs, according to the latest...

Investec cuts mortgage stress rates to boost HNW borrowing capacity

High-net-worth individuals will be able to borrow significantly more from Investec Bank following a...

Shawbrook cuts TML and Bluestone rates

Shawbrook has announced a fresh round of rate cuts across its retail mortgage arm,...

Atom bank shaves Near Prime rates

Atom bank has announced a fresh round of rate reductions across its Near Prime...

The Loughborough ups later-life interest-only LTV to 70%

Loughborough Building Society has increased its maximum loan to value (LTV) to 70% for...

Homeownership now trumps marriage as financial priority for UK couples

Homeownership has overtaken marriage as the leading financial ambition for couples in the UK,...

AI revolution at risk in financial services as skills shortage threatens £26bn opportunity

A chronic shortage of key skills in the financial services sector – including mortgage...

SME survey launched to gauge policy impact on mortgage market and housing delivery

A new ‘State of Play’ survey will assess how Labour’s first year in power...

Just Mortgages secures high street role for April Mortgages’ 100% LTV product

Just Mortgages has been announced as the first national high street estate agency linked...

Latest POLL

COMMENT

Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Latest news

Market Harborough cuts rates on larger residential loans

Market Harborough Building Society has reduced rates on its larger loan products by as...

Shawbrook promotes Apollonio to lead retail mortgage sales

Shawbrook has promoted Louise Apollonio to sales and distribution director for retail mortgages, as...

Clydesdale Bank raises fixed mortgage rates across core and specialist ranges

Clydesdale Bank is set to raise a range of fixed mortgage rates from Monday,...

Growth in online auctions reshaping UK property market

The UK property auction market is being rapidly transformed by digital platforms, with record...