Mortgages

AI won’t replace mortgage brokers – but those who don’t adapt could be left behind, say industry leaders

Artificial intelligence is set to transform the mortgage industry but it won’t replace the...

Newcastle for Intermediaries introduces early product transfers

Newcastle for Intermediaries has unveiled a more flexible approach to product transfers, allowing brokers...

Tipton & Coseley updates affordability criteria

Tipton & Coseley Building Society has revised its affordability criteria, allowing borrowers to access...

Co-operative Bank for Intermediaries trims fixed rates

The Co-operative Bank for Intermediaries has announced rate reductions of up to 19 basis...

Homebuyers saw £6.6bn Stamp Duty bill as tax burden rises 21%

Homebuyers in the UK paid £6.6bn in Stamp Duty Land Tax during the first...

Suffolk BS joins Mortgage Broker Tools platform to broaden intermediary reach

Suffolk Building Society has partnered with Mortgage Broker Tools (MBT), making its full product...

Lenders warned of rising arrears risk as council tax hikes loom for London borrowers

Lenders are being urged to prepare for a surge in borrower arrears as planned...

LendInvest returns to profitability as lending hits record high

LendInvest has returned to profitability in the second half of its financial year, buoyed...

FCA eases mortgage rules to boost affordability and simplify remortgaging

The Financial Conduct Authority (FCA) has unveiled a package of reforms designed to streamline...

Vida unveils AI chatbot to expand broker support

Specialist mortgage lender Vida has launched an artificial intelligence-powered chatbot to improve support for...

Afin Bank set to offer mortgages to diaspora communities in the UK

A new digital bank focused on the African diaspora and other under-served communities is...

Skipton lowers income threshold for high LTI mortgages

Skipton Building Society is lowering the minimum income threshold required for borrowers seeking high...

Sellers cut prices sharply to compete as buyers regain confidence

UK housing stock may be at its most plentiful in over a decade but...

Hamptons downgrades rental growth forecast as demand shifts to sales market

Hamptons has sharply downgraded its rental growth forecast for 2025, projecting that rents across...

COMMENT

Buy-to-let has matured as a market

Buy-to-let turned 30 last week, and it's a good moment for some much-needed positivity around this market. Whatever the narrative around buy-to-let has been at...

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

Latest news

Alps expands landlord insurance add-ons on Acturis

Alps has made its full range of let property insurance add-ons available through the...

Lifetime ISAs linked to £67.5bn of first-time buyer property purchases

Lifetime ISAs have helped more than 417,000 people buy their first home since the...

Landbay webinar to examine outlook for rates and UK economy

Landbay is to host an economic webinar examining the outlook for interest rates, inflation...

Cost of living hits homeownership plans for more than half of young Scots

More than half of younger adults in Scotland say cost-of-living pressures are the biggest...

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