Mortgages

BBR hold decision shouldn’t take away from positive outlook

After this month’s MPC meeting and the decision to hold Bank Base Rate (BBR)...

Atom bank improves criteria for near prime offering

Atom bank has made changes to its Near Prime criteria. Unsatisfied registered defaults are now...

West One Loans adds new 65% LTV tier

West One Loans has unveiled a new 65% LTV tier with lower rates. The...

Leeds BS cuts rates and adds new 95% LTV options

Leeds Building Society had made reductions across its mortgage range to cut the cost...

Mansfield BS adds criteria search to website

Mansfield Building Society has added a new criteria search function on its website, helping...

Residential By Foundation launches into JBSP arena

Residential by Foundation has moved into the Joint Borrower Sole Proprietor (JBSP) product space...

April Mortgages unveils purchase mortgage range

April Mortgages has launched a new, 'Dutch style', house purchase mortgage range. All intermediary firms...

Gen H boosts five-year product affordability

Residential mortgage lender Gen H has started to differentiate between its two and three-year...

Precise adds new one-year fixed and lifetime tracker residential options

Precise, part of OSB Group, has expanded its residential offering with one-year fixed rate...

Newcastle for Intermediaries signs up to MIMHC

Newcastle for Intermediaries has become the latest signatory to support the Mortgage Industry Mental...

LiveMore cuts five-year mortgage rates

LiveMore has reduced rates across a series of products by up to 0.58%. The cuts...

OMS reports 30% increase in Q1 completions

OMS has revealed a strong increase in Q1 business in 2024, with a 30.1%...

Gen H joins forces with HL Partnership

Gen H has announced a new partnership with network HL Partnership. The arrangement will...

13% rise in 56-65 year-olds searching for first home

Latest mortgage adviser searches are highlighting the growing trends among first-time buyers in the...

Latest POLL

COMMENT

AGENT VIEW: I know I’m not a mathematician but to me 6.5 x is the new 3.5 x

Nostalgia isn’t what it used to be, as they say, and in an era of creeping inflation, job insecurity and the menacing spectre of...

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape that had shifted more than I expected. The private B2C surveying...

Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping the foundations of real estate lending. According to AllAboutAI.com over 85%...

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

Latest news

UTB backs plant hire firm with £900,000 asset finance facility

United Trust Bank has provided a £900,000 asset finance facility to a plant hire...

Adam Tyler to take helm at BDLA in 2026

The Bridging & Development Lenders Association has appointed Adam Tyler as its next chief...

UK Finance: Mortgage arrears fall but repossessions rise

Mortgage arrears across the UK fell in the third quarter of 2025, even as...

Commercial lenders insist human relationships still underpin the market

The commercial mortgage market remains firmly rooted in relationships, despite the growing influence of...

PROFILES