Mortgages

Clydesdale Bank reduces residential variable mortgage rate pricing

Clydesdale Bank is cutting a number of its residential variable mortgage rates this week,...

The Swansea’s lending rises as mortgage outlook improves

Swansea Building Society completed £117.5 million in gross mortgage lending during 2025, up from...

HSBC trims mortgage rates across first-time buyer and home mover ranges

HSBC UK has reduced rates across a wide range of residential mortgage products, with...

Positive Lending expands regional sales team with new appointment

Specialist packager Positive Lending has appointed Dean Preston as regional account manager as it...

The Dudley appoints head of intermediary relations

Dudley Building Society has appointed Paul Purewal as head of intermediary relations as it...

Pepper Money trims residential pricing and adds free valuations to buy-to-let range

Pepper Money has reduced rates across its Pepper48 residential range and introduced free valuations...

Just one e-signature used despite Land Registry push

The Land Registry recorded the use of just one e-signature in the three months...

2026 will see the normalisation of AI across the mortgage industry

As we look ahead to 2026, there is one word that sits at the...

Advice Guru launches AI business planning tool aimed at advisers without formal strategies

Advice Guru has launched a new AI-driven business planning tool designed to support financial...

Taylor Rose appoints firm stalwart as head of remortgage

Taylor Rose has promoted long-standing team member Vicki Maflin to head of remortgage as...

December slowdown masks steadier footing for mortgage market heading into 2026

Mortgage activity eased sharply in December as the year-end lull set in, but annual...

Metro Bank lifts income multiples across residential mortgage range

Metro Bank has enhanced affordability across its residential mortgage range, increasing income multiples for...

The Suffolk lowers holiday let fixed rates and cuts SVR by 25bps

Suffolk Building Society has reduced fixed rates across parts of its holiday let and...

Bank of Ireland for Intermediaries raises income multiples across bespoke mortgages

Bank of Ireland for Intermediaries has increased the maximum loan-to-income available across its Bespoke...

COMMENT

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Latest news

ModaMortgages cuts rates with limited edition buy-to-let range

ModaMortgages has launched a limited edition buy-to-let range with rates reduced by up to...

First-time buyers face confidence gap as unexpected costs and delays mount

Nine in 10 first-time buyers believe they understand the home-buying process before starting, but...

Family BS hires Paul Ormonde for Central London broker role

Family Building Society has appointed Paul Ormonde as a business development manager covering Central...

LendInvest raises £300m through latest Mortimer securitisation

LendInvest has completed its eighth Mortimer residential mortgage-backed securitisation, securing £300 million of funding...

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