Mortgages

Investec cuts mortgage stress rates to boost HNW borrowing capacity

High-net-worth individuals will be able to borrow significantly more from Investec Bank following a...

Shawbrook cuts TML and Bluestone rates

Shawbrook has announced a fresh round of rate cuts across its retail mortgage arm,...

Atom bank shaves Near Prime rates

Atom bank has announced a fresh round of rate reductions across its Near Prime...

The Loughborough ups later-life interest-only LTV to 70%

Loughborough Building Society has increased its maximum loan to value (LTV) to 70% for...

Homeownership now trumps marriage as financial priority for UK couples

Homeownership has overtaken marriage as the leading financial ambition for couples in the UK,...

AI revolution at risk in financial services as skills shortage threatens £26bn opportunity

A chronic shortage of key skills in the financial services sector – including mortgage...

SME survey launched to gauge policy impact on mortgage market and housing delivery

A new ‘State of Play’ survey will assess how Labour’s first year in power...

Just Mortgages secures high street role for April Mortgages’ 100% LTV product

Just Mortgages has been announced as the first national high street estate agency linked...

First-time buyers claim bigger slice of mortgage market as conditions ease

First-time buyers are taking a significantly larger share of the mortgage market, according to...

Buckinghamshire BS boosts Credit Restore LTV to 75%

Buckinghamshire Building Society has increased the maximum loan-to-value on its Credit Restore mortgage range...

Gable Mortgages launches zero-deposit products to support first-time buyers

Gable Mortgages has entered the UK market with the launch of two zero-deposit mortgage...

Homebuyers call for urgent digital reform as frustration with property process mounts

A major new report published today by the Open Property Data Association (OPDA) reveals...

Barclays cuts affordability rates to widen access to home ownership

Barclays has reduced its affordability rates for residential mortgages, in a move that will...

AMI warns FCA mortgage review could erode consumer protection

The Association of Mortgage Intermediaries (AMI) has issued a sharp warning that the Financial...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after...

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