Fixed rates

Five-year fixed rate demand up 11 percentage points from March

Conveyancing service provider LMS has reported that demand for five-year fixed rate remortgages has...

The Teachers adds two new 95% LTV deals

The Teachers Building Society has launched two new 95% LTV mortgages, aimed exclusively at...

Newcastle Intermediaries’ large loans available to Paradigm members

Paradigm Mortgage Services has secured access to Newcastle Intermediaries’ large loans proposition for mortgages...

Masthaven improves its long-term lending offering

Masthaven has made changes to its long-term lending product range with the launch of...

Precise offers semi-exclusive BTL mortgage

Paradigm Mortgage Services has revealed that it has access to a semi-exclusive buy-to-let product...

Hampshire Trust Bank unveils new LTVs, rates and loan sizes

Hampshire Trust Bank has increased the loan-to-value (LTV) ratio and reduced the rates on...

New deals from Newcastle Intermediaries

Newcastle Intermediaries is reducing rates on a number of its residential mortgages by up...

Aldermore adds 90% deals to remortgage range

ALDERMORE EXTENDS REMORTGAGE RANGE TO INCLUDE 90% LTV PRODUCTS  Aldermore has unveiled a new range...

Virgin Money unveils its first seven and 10-year fixes

Virgin Money has launched a range of seven and 10-year fixed rate residential mortgages. The...

Lowest fixed rate ‘security premium’ since credit crisis

New analysis of official data by mortgage broker Private Finance has found that the...

‘Double cashback’ offer from Leek United

Leek United is doubling the cashback incentive on one of its latest new mortgages. The...

New intermediary exclusives from the Skipton

The Skipton Building Society has introduced a new range of intermediary-only exclusive products for...

Sainsbury’s Bank moves into buy-to-let

Sainsbury’s Bank has launched new buy-to-let (BTL) products solely available via brokers. The new products...

Pepper Money reduces buy-to-let rates and fees

Pepper Money has made changes to its buy-to-let range, reducing rates by up to...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Homeowners delay energy upgrades amid confusion over EPC ratings

More than two-fifths of UK homeowners have delayed or are considering delaying energy-efficiency improvements,...

Lengthy completions put mortgage offers under pressure

Homebuyers face an average five-month wait between agreeing a sale and completing, increasing the...

Insured expats still face barriers to healthcare

More than half of insured expatriates have delayed or gone without necessary healthcare because...

Mortgage lending rebounds but book growth lags

UK mortgage gross lending increased by more than a fifth during 2025, although substantially...

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